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1038 Horned Owl Ln, Fairbanks, AK, 99709

1beds
0baths
239sqft
$90,000
$377price/sqft
$886/moest. monthly cost
$35,440/yrincome needed

About This Home

This newly constructed 18x20 cabin is built for durability, energy efficiency, and comfort, making it an ideal retreat or year-round home in Alaska’s wilderness. The cabin is set on a sturdy adjustable helical pier foundation, ensuring stability and long-term resilience on any terrain. Designed to maximize energy efficiency, it features R39 roof insulation with 2x12 joists, R19 insulated walls and flooring, and a 4-inch spray foam undercarriage, all protected by comprehensive vapor barriers. Inside, the thoughtfully designed kitchen includes a granite countertop and a 240-volt outlet ready for a stove. The living space is warmed by a newly rebuilt and serviced Toyo Stove, with a secondary oil stove for backup heating. A lighted loft with a skylight provides additional storage or living space, and a functional ceiling fan and exhaust system ensure proper ventilation. The electrical system offers 110/24-volt, 20-amp service and exterior 240-volt generator connection terminals for off-grid power needs. Outside, the cabin is equipped with practical features such as driveway motion lighting, porch lighting, and two exterior GFCI outlets. A heated outhouse adds convenience and comfort to this rugged yet modern property. In addition to conventional financing, seller may consider owner financing for qualified buyers. Terms subject to negotiation

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

8/10
4/10
Ryan Middle SchoolGrades 6-85.5 mi
6/10
West Valley High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: 2x6

Type & Style

  • Home type: SingleFamily
  • Architectural style: Dry Cabin
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1

Features

  • Solid Type Countertop,Ceiling Fan(s)
  • Window features: Skylight(s)
  • Finished area above ground: 60

Heating

  • Heating features: Monitor/Toyo,Oil

Interior Area

  • Total structure area: 239
  • Total interior livable area: 239 sqft

Property

Details

  • Parcel number: 608396
  • Attached to another structure: Yes
  • Zoning: UNK
  • Zoning description: Rural Residential District

Features

  • Exterior features: Natural
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 1.30 Acres

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Earthquake
Wildfire
Landslide
Lightning

FEMA Declared Disasters in Fairbanks North Star Borough and Alaska

Fire
Flood
Mud Landslide
Other
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $455$5,460
Home Insurance $30$360
Property Taxes $83$996
Electricity $318$3,820
Total$886$10,632

Income You'd Need if You Spent...

35% on housing$30,377/yr
40% on housing$26,580/yr
45% on housing$23,626/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.5%
-3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$377This listing

vs Other Active Listings

Avg $/sqft

ZIP 99709$142
Fairbanks North Star Borough$141

vs Homes Sold Last Month

Median $/sqft

ZIP 99709$192
Fairbanks North Star Borough$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-04Price change$88,500
2025-07-14Listed for sale$110,000
2025-07-14Listing removed$110,000
2025-05-01Price change$110,000
2025-01-24Price change$137,000
2024-12-20Price change$110,000
2024-11-24Listed for sale$137,000

New Construction

AgentMat Wade
BrokerageCENTURY 21 GOLD RUSH

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