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92 Keaka Pkwy, Ocean View, HI, 96737

2beds
1baths
864sqft
$109,999
$127price/sqft
$990/moest. monthly cost
$39,600/yrincome needed

About This Home

Hawaiian Ocean View Estates - brand new construction! Reduced price December, 2025. Unfinished/unpermitted 2 bedroom/1 bath home on one acre only a few blocks up from the highway. This property has ocean, South Point and sunset views! The cabin is approximately 864 sq ft with rough-in plumbing and electrical already run. The rooms are framed to separate the two bedrooms, bath, walk-in closet, laundry room and living room/kitchen. There will be both propane and electricity available for the range. There's also a pad graded for a future catchment tank in the front yard. Conveniently located, this brand new home is waiting for the new owners to finish it and make it their own! Availability of Helco power will be investigated and updated here but can only be connected to a permitted structure. Lava Zone 2, Flood Zone X. A short drive down the highway is Ocean View Town Center and Pohue Plaza, where you'll find several markets, gas stations, restaurants, a post office, garden shop, hardware store and many other small businesses. Just over an hour north is Kailua-Kona with an international airport and most major services.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

2/10
Naalehu Elementary SchoolGrades PK-611.0 mi
1/10
Ke Kula O EhunuikaimalinoGrades PK-1230.8 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2024

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 864
  • Total interior livable area: 864 sqft

Property

Details

  • Parcel number: 3920980230000
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Features

  • Fencing: Other
  • Has view: Yes
  • View description: Ocean,Other,Sunset
  • Has water view: Yes
  • Water view: Ocean
  • Topography of land: Gentle Slope,Graded,Rolling Terrain

Lot

  • Lot size: 1.00 Acres
  • Features: Interior Lot,Rocky,Wooded

Parking

  • Parking features: Unassigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$28$336
Property Taxes $32$384
Electricity $374$4,497
Total$990$11,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,942/yr
40% on housing$29,700/yr
45% on housing$26,400/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 96737$125
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96737$265
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-08Listed for sale$109,999
2026-01-25Contingent$109,999
2025-12-21Price change$109,999
2025-06-17Price change$29,000
2025-05-30Price change$120,000
2025-03-12Price change$37,000
2025-02-22Price change$140,000
2024-12-29Listed for sale$158,000

New Construction

AgentNancy J Stafford
BrokerageZT Hawaii LLC

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