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3130 Lily Ln, McMinnville, OR, 97128

4beds
3baths
1,840sqft
$470,000
$255price/sqft
$2,929/moest. monthly cost
$117,160/yrincome needed

About This Home

Two-story corner lot home located at a peaceful dead end street, 4 bedrooms, 2.5 bathrooms, fenced yard, covered patio.Close access to HWY 99 and shopping center.

Getting Around

40
WalkingCar-Dependent
25
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

5/10
6/10
Patton Middle SchoolGrades 6-81.2 mi
9/10
Mcminnville High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2014

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Range,Microwave,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Wallto Wall Carpet
  • Level: Upper
  • Area: 144

Bedroom3

  • Features: Wallto Wall Carpet
  • Level: Upper
  • Area: 99

Bedroom4

  • Features: Wallto Wall Carpet
  • Level: Upper
  • Area: 99

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 120

Family Room

  • Level: Upper
  • Area: 42

Features

  • Granite,Bathroom,Walk-In Closet(s),Pantry
  • Window features: Vinyl Frames
  • Flooring: Laminate,Vinyl,Wall to Wall Carpet

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,840
  • Total interior livable area: 1,840 sqft

Kitchen

  • Level: Main
  • Area: 140

Living Room

  • Level: Main
  • Area: 196

Master Bedroom

  • Features: Bathroom,Walkin Closet, Wallto Wall Carpet
  • Level: Upper
  • Area: 156

Property

Details

  • Parcel number: 539755

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Yard
  • Fencing: Fenced

Lot

  • Lot size: 6,098 sqft
  • Features: Corner Lot,Cul-De-Sac,Gentle Sloping,Sprinkler,SqFt 5000 to 6999

Parking

  • Total spaces: 2
  • Parking features: Driveway,On Street,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Earthquake
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Yamhill County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$111$1,332
Property Taxes $266$3,192
Electricity $176$2,119
Total$2,929$35,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,422/yr
40% on housing$87,870/yr
45% on housing$78,106/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 97128$229
Yamhill County$311

vs Homes Sold Last Month

Median $/sqft

ZIP 97128$297
Yamhill County$301

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Listed for sale$470,000
2018-02-06Sold$329,900

For Sale by Agent

AgentLlanette Sanchez
BrokerageMORE Realty Inc

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