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620 NE Vineyard Ln Unit B203, Bainbridge Island, WA, 98110

1beds
2baths
--sqft
$628,000
--price/sqft
$3,816/moest. monthly cost
$152,640/yrincome needed

About This Home

Ease of living at Bainbridge Island's Vineyard Lane! One-level, south-facing, light-filled home with views of beautiful gardens, a peaceful stream, and a pond. Open concept living features the updated kitchen with quartz counters, stainless steel appliances, including a dual-fuel range and oven, and a newer Fisher & Paykel fridge. The propane fireplace, bookended by built-in bookcases, anchors the cozy living room. Floor-to-ceiling sliders open to the balcony for seamless indoor/outdoor living. The spacious primary suite, with a full bath, features built-in shelving and drawers, as well as a well-appointed walk-in closet. Special features include a study area, bamboo floors throughout, tall ceilings, vertical-grain fir-framed windows, forced-air heating, and easy access via an elevator from the parking garage. Stroll to the Seattle ferry, markets, movies, restaurants, shops, coffeehouses, the farmers market, Bainbridge Performing Arts, the aquatic center, and Winslow's waterfront park!

Getting Around

59
WalkingSomewhat Walkable
29
TransitSome Transit
66
BikeBikeable

Schools

9/10
Ordway Elementary SchoolGrades K-40.8 mi
9/10
Woodward Middle SchoolGrades 7-81.4 mi
10/10
Bainbridge High SchoolGrades 9-120.7 mi

Construction

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Basement: true

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood
  • Fireplace: Yes

Heating

  • Heating features: Has Heating (Unspecified Type)

Property

Details

  • Parcel number: TBA12

Features

  • Private pool: Yes

Parking

  • Parking features: Attached Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Heat Wave
Landslide
Tsunami

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,175$38,100
Home Insurance *$116$1,392
Property Taxes $376$4,512
Electricity $149$1,793
Total$3,816$45,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,834/yr
40% on housing$114,480/yr
45% on housing$101,760/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 98110$530
Kitsap County$293

vs Homes Sold Last Month

Median $/sqft

ZIP 98110$545
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$598,000
2026-08-10Price change$598,000
2026-07-25Price change$628,000
2026-06-19Listed for sale$648,000
2019-09-24Sold$476,500
2018-05-14Sold$460,000
2007-05-31Sold$360,800

For Sale by Agent

AgentArthur Mortell
BrokerageRealogics Sotheby's International Realty

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