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875 E Prospect St, York, PA, 17403

3beds
2baths
1,524sqft
$179,500
$118price/sqft
$1,429/moest. monthly cost
$57,160/yrincome needed

About This Home

Seller is a licensed R.E. Agent Beautifully remodeled home in the heart of York, PA! This move-in ready property blends modern upgrades with classic charm. Step inside to find a bright, open layout featuring brand-new flooring, fresh paint, and stylish finishes throughout. The updated kitchen boasts sleek countertops, new cabinetry, and stainless steel appliances—perfect for both everyday living and entertaining. Upstairs, you’ll find spacious bedrooms, a fully renovated bathroom with contemporary fixtures. Enjoy outdoor living with a private backyard, ideal for relaxing or hosting gatherings. Conveniently located near shopping, dining, parks, and major commuter routes, this home offers both comfort and accessibility. Don’t miss your chance to own a beautifully updated home in a desirable York neighborhood!

Getting Around

78
WalkingVery Walkable
33
TransitSome Transit
50
BikeBikeable

Schools

3/10
Davis SchoolGrades PK-80.6 mi
3/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Brick/Mortar,Permanent
  • Construction materials: Vinyl Siding,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,524

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: Wall Unit(s),Electric

Interior Area

  • Total structure area: 1,524
  • Total interior livable area: 1,524 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 124231400190000000
  • Attached to another structure: Yes
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 3,785 sqft

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $907$10,884
Home Insurance *$68$816
Property Taxes $230$2,760
Electricity $224$2,692
Total$1,429$17,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,994/yr
40% on housing$42,870/yr
45% on housing$38,106/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 17403$121
York County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 17403$158
York County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$189,900
2026-04-09Listed for sale$194,900

For Sale by Agent

AgentMaria Rojas
BrokerageRealty ONE Group Unlimited

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