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16701 Front Beach Rd Unit 2307, Panama City Beach, FL, 32407

3beds
3baths
1,982sqft
$949,900
$479price/sqft
$6,341/moest. monthly cost
$253,640/yrincome needed

About This Home

Welcome to an exceptional 23rd-floor residence offering an elevated standard of coastal luxury and sweeping, unobstructed views that truly captivate. This impeccably maintained 3-bedroom, 3-bathroom condo showcases a rare and highly desirable lockout floor plan. Designed with a private kitchenette and separate balcony, ideal for hosting guests in style, maximizing rental potential, or enjoying added privacy and flexibility. From the moment you enter, you're greeted by an open, airy layout, refined finishes, and expansive windows that frame the stunning scenery from nearly every angle. Beyond the residence, indulge in resort-style amenities including a massive pool and relaxing hot tub, creating the perfect setting to unwind or entertain while soaking in the coastal ambiance. Whether you're seeking a beautiful primary residence, an upscale vacation retreat, or a high-performing investment property, this extraordinary condo delivers on every level. This stunning residence is being offered fully furnished for a seamless, turnkey experience. Come see these breathtaking views for yourself!

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

7/10
Surfside Middle SchoolGrades 6-82.1 mi
4/10
J.R. Arnold High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 2008

Materials

  • Construction materials: Concrete

Type & Style

  • Home type: Condo
  • Architectural style: High Rise
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Oven

Bedroom

  • Level: First
  • Dimensions: 14 x 12

Bedroom

  • Level: First
  • Dimensions: 13 x 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Dimensions: 14 x 8

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,982
  • Total interior livable area: 1,982 sqft

Kitchen

  • Level: First
  • Dimensions: 15 x 10

Living Room

  • Level: First
  • Dimensions: 18 x 14

Master Bedroom

  • Level: First
  • Dimensions: 18 x 11

Property

Details

  • Parcel number: 40001175145
  • Attached to another structure: Yes
  • Special condition: Listed As-Is

Features

  • Pool features: In Ground,Community
  • Patio & porch: Balcony
  • Exterior features: Barbecue
  • Spa features: Community
  • Has view: Yes
  • View description: Gulf
  • Has water view: Yes
  • Water view: Gulf
  • On waterfront: Yes
  • Waterfront features: Gulf,Shoreline - Sand

Lot

  • Features: Paved
  • Lot size dimensions: 0 x 0

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$343$4,116
Property Taxes $996$11,952
Electricity $199$2,393
Total$6,341$76,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$217,405/yr
40% on housing$190,230/yr
45% on housing$169,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$479This listing

vs Other Active Listings

Avg $/sqft

ZIP 32407$269
Bay County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 32407$231
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$995,000
2025-10-19Listing removed$1,050,000
2025-09-17Price change$1,050,000
2025-04-24Listed for sale$1,100,000
2018-11-08Sold$555,000
2008-03-28Sold$760,000

For Sale by Agent

AgentNicolle M Cable
BrokerageCorcoran Reverie

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