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517 Buss Road, Cottage Grove, WI, 53527

5beds
4baths
4,118sqft
$764,999
$186price/sqft
$6,065/moest. monthly cost
$242,600/yrincome needed

About This Home

VPR: $799,900-839,900. Spacious and versatile, this impressive 5-bedroom, 3.5-bath two-story offers over 4,100 sq ft above grade with an unfinished lower level ready for future expansion, complete with egress window and bath rough-in. The main level features a private primary suite plus a potential second suite upstairs, ideal for multi-generational living. Enjoy soaring 18-ft ceilings and walls of windows in the great room, a massive kitchen with oversized island, abundant counter space, GE Profile stainless appliances, and corner walk-in pantry. Flexible spaces include a den/office, formal dining or library, and dinette with patio doors to the backyard. Upstairs offers an oversized primary retreat w, 2 vanities, soaking tub & separate shower. Bedroom 3 & 4 offer a Jack-and-Jill bathroom and 5th bedroom. Main floor laundry with locker potential, 9-ft ceilings, security panel, and 2.5-car garage with bump-out complete the home.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
Granite Ridge SchoolGrades 3-50.6 mi
3/10
Glacial Drumlin SchoolGrades 6-80.4 mi
7/10
Monona Grove High SchoolGrades 9-125.0 mi

Construction

Condition

  • Property condition: 0-5 Years
  • Year built: 2024

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator,Dishwasher,Disposal,Washer,Dryer,Water Softener

Basement

  • Has basement: Yes
  • Basement: Full,Exposed,Full Size Windows

Bathroom

  • Features: Stubbed For Bathroom on Lower,At least 1 Tub,Master Bedroom Bath: Full,Master Bedroom Bath,Master Bedroom Bath: Walk-In Shower,Master Bedroom Bath: Tub/No Shower

Bedroom2

  • Level: Upper
  • Area: 168

Bedroom3

  • Level: Upper
  • Area: 195

Bedroom4

  • Level: Upper
  • Area: 195

Bedroom5

  • Level: Main
  • Area: 195

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 180

Features

  • Walk-In Closet(s),Breakfast Bar,Pantry,Kitchen Island
  • Finished area below ground: 0
  • Finished area above ground: 4,118

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,118
  • Total interior livable area: 4,118 sqft

Kitchen

  • Level: Main
  • Area: 132

Living Room

  • Level: Main
  • Area: 306

Master Bedroom

  • Level: Upper
  • Area: 342

Office

  • Level: Main
  • Area: 165

Property

Details

  • Parcel number: 071108244101
  • Zoning: Res
  • Exclusions: Curtain Rods,Curtain,Microwave

Features

  • Levels: Two
  • Stories: 2
  • Living area range: 3501-5000

Lot

  • Lot size: 0.26 Acres
  • Features: Sidewalks

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Tornado
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,868$46,416
Home Insurance *$259$3,108
Property Taxes $1,552$18,624
Electricity $386$4,643
Total$6,065$72,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$207,942/yr
40% on housing$181,950/yr
45% on housing$161,733/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 53527$242
Dane County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 53527$230
Dane County$246

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-26Listed for sale$799,900
2026-02-01Listing removed$835,000
2025-10-01Listed for sale$835,000
2025-10-01Listing removed$849,999
2025-07-02Price change$849,999
2025-06-20Price change$869,900
2025-04-11Price change$875,000
2025-03-27Listed for sale$899,999
2024-07-22Sold$735,300

For Sale by Agent

AgentAmber Huemmer
BrokerageLPT Realty

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