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10049 Centre St, Pensacola, FL, 32506

3beds
2baths
1,450sqft
$259,000
$179price/sqft
$1,995/moest. monthly cost
$79,800/yrincome needed

About This Home

This brick home sits on a cul-de-sac in Woodridge Manor that is conveniently located near the bases, beaches, boat launches, and shopping. Great room has wood laminate flooring, high ceilings, and a fireplace. The quiet and peaceful privacy fenced backyard has an open patio, and backs up to a greenbelt. The eat-in kitchen includes lots of windows for light and the greenbelt view with a pantry, and stainless range. The Master suite has two walk-in closets, a trey ceiling, and garden tub/shower. Other features; laundry room, HVAC 2022, roof 2021, gas hot water heater 2013.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

6/10
5/10
3/10
Escambia High SchoolGrades 9-125.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1994

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher
  • Laundry features: Inside,W/D Hookups

Bedroom

  • Level: First
  • Area: 129.6

Bedroom1

  • Level: First
  • Area: 108

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Ceilings,High Speed Internet
  • Flooring: Tile,Carpet,Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,450
  • Total interior livable area: 1,450 sqft

Kitchen

  • Level: First
  • Area: 95

Master Bedroom

  • Level: First
  • Area: 180

Property

Details

  • Parcel number: 282s311300016002
  • Zoning description: Res Single

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio,Porch
  • Fencing: Back Yard,Privacy

Lot

  • Lot size: 7,644 sqft
  • Features: Cul-De-Sac
  • Lot size dimensions: 80x110x65x101

Parking

  • Total spaces: 1
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance *$408$4,896
Property Taxes $81$972
Electricity $197$2,366
Total$1,995$23,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,400/yr
40% on housing$59,850/yr
45% on housing$53,200/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 32506$139
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32506$162
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$265,000

For Sale by Agent

AgentMichael Whitner
BrokerageRE/MAX GULF PROPERTIES

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