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2656 S Ocean Shore Blvd, Flagler Beach, FL, 32136

4beds
3baths
2,778sqft
$1,549,000
$558price/sqft
$11,943/moest. monthly cost
$477,720/yrincome needed

About This Home

From A1A to Central Avenue, this oceanfront residence offers refined coastal living paired with exceptional construction and lasting durability. The property feels like a private retreat while offering ideal entertaining space with three front parking spaces and three additional in the rear, plus deeded private beach access directly in front of the home. Featuring 4 bedrooms and 3 full baths, the home showcases unobstructed Atlantic views and true beachfront living in the heart of Flagler Beach. A full 2020 remodel highlights quality craftsmanship and modern coastal finishes, with updated electrical and plumbing throughout. Designed for both comfort and resilience, the home includes quartz surfaces, a private primary suite with coffee bar and mini fridge overlooking the ocean, impact-rated “turtle glass” windows, whole-house generator, natural gas, Hardie board siding, 2017 roof, built-in AC dehumidifier, French drain system, and privacy fencing. Outdoor living is elevated with a 40-foot saltwater pool, remote-controlled fountain, outdoor kitchen, irrigation system, GFCI outlets throughout, Florida native landscaping, and low-maintenance turf for effortless upkeep. Additional highlights include littoral rights, a main-level suite with accessibility features, elevated laundry storage, security system, and seamless indoor-outdoor flow. A rare opportunity to own a fully upgraded oceanfront property built for luxury, lifestyle, and longevity in Flagler Beach.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

7/10
4/10
4/10

Construction

Condition

  • Property condition: Completed
  • Year built: 1983

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block,HardiPlank Type,Stucco,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coastal,Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Oven,Convection Oven,Cooktop,Dishwasher,Disposal,Exhaust Fan,Freezer,Gas Water Heater,Ice Maker,Microwave,Range,Range Hood,Refrigerator,Trash Compactor,Wine Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Balcony Porch Lanai

  • Level: Second

Bathroom1

  • Features: Handicapped Accessible
  • Level: First

Bathroom2

  • Features: Granite Counters
  • Level: Second

Bathroom3

  • Features: Dual Sinks
  • Level: Third

Bedroom1

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: Second

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Second

Features

  • Built-in Features,Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,PrimaryBedroom Upstairs,Solid Surface Counters,Thermostat,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s),In-Law Floorplan
  • Door features: Outdoor Grill,Outdoor Kitchen,Sliding Doors
  • Window features: Blinds,Double Pane Windows,Window Treatments,Hurricane Shutters/Windows
  • Flooring: Ceramic Tile

Florida Room

  • Features: Ceiling Fan(s)
  • Level: Second

Great Room

  • Level: Second
  • Area: 900
  • Dimensions: 36x25

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump,Natural Gas
  • Cooling features: Central Air,Humidity Control,Ductless

Interior Area

  • Total structure area: 2,778
  • Total interior livable area: 2,778 sqft

Kitchen

  • Level: Second

Laundry

  • Features: Built-In Shelving
  • Level: First

Office

  • Features: Ceiling Fan(s)
  • Level: Second

Primary Bedroom

  • Features: Built-In Shelving,Walk-In Closet(s)
  • Level: Third
  • Area: 416
  • Dimensions: 16x26

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Closets,Accessible Full Bath,Visitor Bathroom

Details

  • Parcel number: 1912320150000300150
  • Zoning: RESI
  • Special condition: None

Features

  • Levels: Three Or More
  • Stories: 3
  • Private pool: Yes
  • Pool features: Auto Cleaner,Chlorine Free,Deck,Gunite,In Ground,Lighting,Pool Sweep,Salt Water,Tile
  • Patio & porch: Covered,Deck,Patio,Porch,Rear Porch
  • Exterior features: Balcony,Irrigation System,Lighting,Outdoor Grill,Outdoor Kitchen,Private Entrance,Private Mailbox,Private Yard,Rain Gutters,Sidewalk
  • Fencing: Vinyl
  • Has view: Yes
  • View description: Water,Beach,Gulf/Ocean - Full
  • Has water view: Yes
  • Water view: Water,Beach,Gulf/Ocean - Full
  • On waterfront: Yes
  • Waterfront features: Beach,Gulf/Ocean,Beach Access,Beach - Access Deeded,Gulf/Ocean Access
  • Waterbody name: ATLANTIC OCEAN
  • Residential vegetation: Mature Landscaping,Trees/Landscaped

Lot

  • Lot size: 7,675 sqft
  • Features: CoastalConstruction Control Line,Landscaped,Oversized Lot,Sidewalk

Parking

  • Total spaces: 3
  • Parking features: Circular Driveway,Driveway,Garage Door Opener,Off Street,Parking Pad,Tandem
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Flagler County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,832$93,984
Home Insurance *$1,487$17,844
Property Taxes $2,345$28,140
Electricity $279$3,354
Total$11,943$143,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$409,474/yr
40% on housing$358,290/yr
45% on housing$318,480/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$558This listing

vs Other Active Listings

Avg $/sqft

ZIP 32136$220
Flagler County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 32136$286
Flagler County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-01Price change$1,777,000
2026-02-07Listed for sale$1,800,000
2017-08-30Sold$685,000
2017-06-27Listed for sale$715,000
2001-10-02Sold$410,000
1999-07-13Sold$210,000

For Sale by Agent

AgentHolly Williams, LPT REALTY LLC (PALM COAST)
BrokerageLPT REALTY LLC (PALM COAST)

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