12481 Harbour Ridge Blvd #1-4, Palm City, FL, 34990
About This Home
Relax and unwind on the screened patio overlooking the lush fairway. Scenic 1st fairway views of the River Ridge Course, beautifully furnished 2-bedroom, 2-bath condominium, offering both comfort and style. Situated on the second floor, the home features vaulted ceilings and a desirable split floor plan for added privacy. Recent updates: a NEW A/C and impact windows, while stainless steel appliances bring a modern touch to the kitchen. Detached carport and separate garage for your golf cart. Harbour Ridge is a private, mandatory membership community featuring 2 beautiful 18-hole championship golf courses, 9 Har-Tru tennis courts, pickle-ball courts, fitness facility w/ pool, waterfront clubhouse w/ 3 dining rooms, 2-mile riverfront walking path, biking, yacht club, and marina with boat slips available for additional fee. $125,000 Joining Fee ($1,000 Refundable) due at closing. Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Funds Fees & appropriate taxes.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1988
Materials
- Construction materials: Frame,Stucco
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Some Electric Appliances,Dryer,Dishwasher,Electric Range,Microwave,Refrigerator,Water Heater,Washer
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Cathedral Ceiling(s),Dual Sinks,Kitchen/Dining Combo,Split Bedrooms,Tub Shower
- Window features: Impact Glass
- Flooring: Carpet,Tile
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total structure area: 1,499
- Total interior livable area: 1,499 sqft
Property
Details
- Parcel number: 442562000040009
Features
- Stories: 1
- Pool features: Community
- Patio & porch: Patio,Screened
- Exterior features: Patio
- Has view: Yes
- View description: Golf Course
Parking
- Total spaces: 1
- Parking features: Detached Carport,Golf Cart Garage
- Has garage: Yes
- Covered spaces: 1
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Inland Flooding
- Strong Wind
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in St. Lucie County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $171 | $2,052 |
| Home Insurance * | $29 | $348 |
| Property Taxes | $26 | $312 |
| Electricity | $197 | $2,366 |
| Total | $423 | $5,076 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-03 | Price change | $34,000 |
| 2025-11-14 | Listed for sale | $55,000 |
| 2025-11-01 | Listing removed | $55,000 |
| 2025-09-05 | Listed for rent | $8,000 |
| 2025-08-27 | Price change | $55,000 |
| 2024-11-08 | Listed for sale | $179,900 |
| 2024-06-01 | Listing removed | -- |
| 2023-11-23 | Listed for sale | $198,500 |
| 2021-04-15 | Sold | $36,000 |
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