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9117 Wagon Pass Way, Owens Cross Roads, AL, 35763

4beds
4baths
2,998sqft
$614,900
$205price/sqft
$4,018/moest. monthly cost
$160,720/yrincome needed

About This Home

Gorgeous Custom Built Home w/all the amenities you could ever want!The Cary floor plan is a great open floor plan featuring Formal DR, gorgeous hardwoods,quartz counter-tops in kitchen & all baths,Gourmet Kitchen offers custom cabinets, tile back-splash,stainless appl's,brkfst area,huge Great Rm w/gas log FP. Master Suite w/GlamBA, 3 add'l BR's on main level. BR 2 has priv bath.BR 3 & 4 have access to Full BA.Upstairs is Rec Rm w/Full Bath & walk-in closet; could be 5th BR.Perfect for Teen Suite!High end trim package, tankless hot water heater. 3 car garage. $10,000 in buyers incentives

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

10/10
8/10
Huntsville High SchoolGrades 9-129.3 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes

Materials

  • Foundation: Slab

Other

  • Builder name: MADISON RIVER HOMES

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator

Bathroom1

  • Features: 9’ Ceiling,Double Vanity,Granite Counters,Smooth Ceiling,Tile,Walk-In Closet(s)
  • Level: First
  • Area: 121

Bedroom2

  • Features: Crown Molding,Carpet,Smooth Ceiling,Walk-In Closet(s)
  • Level: First
  • Area: 182

Bedroom3

  • Features: 9’ Ceiling,Carpet,Smooth Ceiling,Walk-In Closet(s)
  • Level: First
  • Area: 156

Bedroom4

  • Features: 9’ Ceiling,Carpet,Smooth Ceiling
  • Level: First
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: 9’ Ceiling,Crown Molding,Chair Rail,Smooth Ceiling,Wood Floor,Coffered Ceiling(s)
  • Level: First
  • Area: 143

Features

  • Window features: Double Pane Windows
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,One
  • Fireplace: Yes

Great Room

  • Features: Ceiling Fan(s),Fireplace,Recessed Lighting,Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 405

Heating & Cooling

  • Heating features: Central 2
  • Cooling features: Central 2

Interior Area

  • Total interior livable area: 2,998 sqft

Kitchen

  • Features: 9’ Ceiling,Crown Molding,Eat-in Kitchen,Pantry,Smooth Ceiling,Wood Floor,Quartz
  • Level: First
  • Area: 144

Laundry Room

  • Features: 9’ Ceiling,Smooth Ceiling,Tile
  • Level: First
  • Area: 49

Master Bedroom

  • Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Recessed Lighting,Smooth Ceiling,Tray Ceiling(s),Wood Floor
  • Level: First
  • Area: 255

Property

Details

  • Parcel number: 2306141000030.030

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Front Porch,Covered Porch
  • Exterior features: Curb/Gutters,Sidewalk,Sprinkler Sys

Lot

  • Lot size: 0.38 Acres
  • Lot size dimensions: 174 x 95

Parking

  • Parking features: Garage-Three Car,Garage-Attached,Garage Door Opener,Garage Faces Side

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Winter Weather
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,109$37,308
Home Insurance *$375$4,500
Property Taxes $199$2,388
Electricity $335$4,025
Total$4,018$48,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,760/yr
40% on housing$120,540/yr
45% on housing$107,146/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 35763$163
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35763$168
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-10Price change$614,900
2025-12-18Price change$624,900
2025-04-23Listed for sale$639,825

New Construction

AgentBecky Hall Strange
BrokerageCRYE-LEIKE REALTORS - Hsv

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