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1204 Kelvin Rd, Storm Lake, IA, 50588

4beds
3baths
2,440sqft
$460,000
$189price/sqft
$3,851/moest. monthly cost
$154,040/yrincome needed

About This Home

Buyers! This 4-bedroom, 3-bathroom NEW home has no steps to get into the home. The main floor has 1,574 square feet and a total finished area of 2,440 square feet! The owner has just installed NEW kitchen appliances and NEW washer & Dryer, which are also on the main floor. This home also features two different patio areas. This is not just a 2 car garage; one side goes back extra. Giving lots of room for patio furniture, grills, bikes, ect. A primary bedroom has a walk-in closet and a full bath area! Builders are just applying for the 5-year $75,000 exempt credit, which will take a couple of years before starting. Now available for showings!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

2/10
3/10
Storm Lake Middle SchoolGrades 6-81.6 mi
2/10
Storm Lake High SchoolGrades 9-122.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Shingle
  • Construction materials: Hardboard

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: None
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Brick Accent,Master Bath,Master WI Closet,New Bath,New Kitchen,Kitchen Island
  • Flooring: Luxury Vinyl,Heated Floor
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,440

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 2,440
  • Total interior livable area: 2,440 sqft

Property

Details

  • Parcel number: 190211408255016

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 10,018 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Oversized,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Tornado
Winter Weather
Cold Wave
Strong Wind
Drought
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance *$539$6,468
Property Taxes $804$9,648
Electricity $182$2,184
Total$3,851$46,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,034/yr
40% on housing$115,530/yr
45% on housing$102,693/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.0%
16.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 50588$112
Buena Vista County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 50588$121
Buena Vista County$102

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-03Listed for sale$460,000

New Construction

AgentJoseph Aube
BrokerageReal Estate Specialists of Storm Lake, Inc

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