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20 MALAUKA CIRCLE, Ocklawaha, FL, 32179

3beds
2baths
1,323sqft
$275,000
$208price/sqft
$2,171/moest. monthly cost
$86,840/yrincome needed

About This Home

Welcome home to this 2022 built, well-maintained 3 bedroom, 2 bath block home located in Silver Spring Shores. This spacious home offers a split- bedroom floor plan, comfortable living areas, and plenty of natural light throughout. The Kitchen features plenty of cabinet and counter space with a convenient layout perfect for everyday living and entertaining. The Primary suite includes a private bath and generous closet space. The additional bedrooms are perfect for the family, guest or home office. NO CARPET. No rear neighbors. Spectrum internet hookup in the area. Upgrades: Privacy Fence with 3 gates, Gutters, Ring security system (all motion sensor & flood lights) complete on each side of the home. Security keypad, Ring doorbell with camera, Water Softener System, Retention wall in the backyard with guardrail and stairs, Extended Back Patio 16' x 12', St.Augustine sod in the Backyard, In-ground Irrigation (covers Front & Back Yard), Smart garage (MyQ), Smart deadbolt (front door), Smart thermostat, Automatic exterior light upgrades (garage & front door), Painted exterior 2024, Attic panels for storage, Garage peg board wall and Garage shelving. Conveniently located near schools, shopping, parks, dining and easy access to Ocala and The Villages.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Lake Weir Middle SchoolGrades 6-86.4 mi
2/10
Lake Weir High SchoolGrades 9-127.4 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Other

  • Builder model: HANNAH
  • Builder name: ELITE BUILDING INC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Range,Refrigerator,Washer,Water Softener
  • Laundry features: Inside

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedroom3

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Kitchen/Family Room Combo,Walk-In Closet(s)
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,919
  • Total interior livable area: 1,323 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 9031093802
  • Zoning: R1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System,Lighting,Other,Private Yard,Rain Gutters
  • Fencing: Wood
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond

Lot

  • Lot size: 0.30 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$256$3,072
Property Taxes $328$3,936
Electricity $197$2,366
Total$2,171$26,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,434/yr
40% on housing$65,130/yr
45% on housing$57,893/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 32179$139
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 32179$181
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Price change$275,000
2026-05-19Listed for sale$280,000
2026-03-02Listing removed$1,850
2026-01-27Listed for rent$1,850
2020-08-20Sold$3,500

For Sale by Agent

AgentAmber Byrne-Shrout
BrokerageDOWN HOME REALTY, LLLP

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