108 OXBOW DRIVE, Sebring, FL, 33876
About This Home
EXCELLENT OPPORTUNITY! NEW PRICE! Brand-New Construction in the desirable Spring Lake community! Nestled among beautiful mature pines and surrounded by Florida’s natural landscape, this thoughtfully designed 3-bedroom, 2-bath home offers the perfect combination of modern comfort and peaceful surroundings. The open-concept floor plan features a split-bedroom layout, spacious primary suite with walk-in closet, indoor laundry room, and an attached 2-car garage. The modern kitchen overlooks the main living area, creating a bright and functional space for everyday living and entertaining. Enjoy relaxing on the covered lanai while taking in the serene setting and natural beauty that make Spring Lake so desirable. Conveniently located near golf courses, shopping, dining, medical facilities, and Sebring’s beautiful lakes. Low HOA fee of only $50 per year. Schedule your private showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Convection Oven,Dishwasher,Disposal,Microwave
- Laundry features: Laundry Room
Balcony Porch Lanai
- Level: First
Bathroom2
- Level: First
Bedroom2
- Features: Built-in Closet
- Level: First
Bedroom3
- Features: Built-in Closet
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- None
- Flooring: Vinyl
Great Room
- Level: First
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,700
- Total interior livable area: 1,231 sqft
Kitchen
- Level: First
Laundry
- Level: First
Primary Bathroom
- Level: First
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
Property
Details
- Parcel number: C15353006000U00200
- Zoning: R1
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: None
Lot
- Lot size: 0.34 Acres
- Lot size dimensions: 120 x 125
Parking
- Total spaces: 6
- Parking features: Garage,Carport
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 6
- Carport: Yes
- Carport spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Cold Wave
- Hurricane
- Inland Flooding
- Wildfire
- Drought
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Highlands County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,314 | $15,768 |
| Home Insurance * | $155 | $1,860 |
| Property Taxes | $149 | $1,788 |
| Electricity | $197 | $2,366 |
| Total | $1,815 | $21,780 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Price change | $259,900 |
| 2026-07-13 | Price change | $264,999 |
| 2026-06-08 | Price change | $269,999 |
| 2026-05-31 | Listed for sale | $274,900 |
| 2024-08-29 | Sold | $15,000 |
| 2004-10-14 | Sold | $15,500 |
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