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260 S Granite Ln, Hallsville, TX, 75650

4beds
4baths
3,167sqft
$699,900
$221price/sqft
$4,849/moest. monthly cost
$193,960/yrincome needed

About This Home

Discover luxury country living in this custom new construction home located inside the exclusive Big Rock Lake gated community. Set on 2 acres with a serene water view, this property brings together upscale design with peaceful natural surroundings. Step inside to an inviting open-concept floor plan highlighted by soaring ceilings, abundant natural light, and custom finishes throughout. The spacious living area features a striking fireplace framed by built-ins and connects to the large kitchen, complete with ample counter space and a convenient pass-through butler's pantry. All 4 bedrooms are located on the main level. The split primary suite offers privacy, while a Jack-and-Jill layout connects two additional bedrooms, and a 4th bedroom sits separately for added flexibility. Upstairs, a versatile bonus room with its own split-unit A/C provides the ideal space for a game room, media room, home office, or guest retreat—efficient to cool only when needed. Outdoors, enjoy a covered patio overlooking a spacious backyard, with part of the acreage left naturally wooded so you can customize the space to fit your vision.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

9/10
6/10
Hallsville High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Electric Oven,Gas Cooktop,Tankless Gas Water Heater

Bathroom

  • Features: Shower and Tub,Shower/Tub

Bedroom

  • Features: Walk-In Closet(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Pantry
  • Flooring: Carpet,Tile,Vinyl Plank
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central/Gas
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 3,167
  • Total interior livable area: 3,167 sqft

Kitchen

  • Features: Kitchen/Eating Combo,Breakfast Bar

Master Bedroom

  • Features: Master Bedroom Split

Property

Details

  • Parcel number: R010098798
  • Special condition: Homeowner's Assn Dues

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio Covered
  • Exterior features: Gutter(s)
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterbody name: N/A

Lot

  • Lot size: 2.02 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado
Hail
Heat Wave
Lightning
Strong Wind
Winter Weather
Inland Flooding
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$404$4,848
Property Taxes $559$6,708
Electricity $347$4,173
Total$4,849$58,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,251/yr
40% on housing$145,470/yr
45% on housing$129,306/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.8%
-5.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 75650$290
Harrison County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 75650$180
Harrison County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$720,000
2026-03-26Price change$725,000
2026-03-02Price change$735,000
2026-01-10Listed for sale$750,000
2025-11-21Listing removed$725,000
2025-09-23Listed for sale$725,000
2025-08-06Pending sale$725,000
2025-07-23Contingent$725,000
2025-07-17Price change$725,000
2025-06-20Price change$735,000
2025-05-20Listed for sale$745,000

New Construction

AgentBrandy Williamson
BrokerageTrina Griffith & Company

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