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703 & 703A Hall Rd, Watsonville, CA, 95076

5beds
4baths
3,065sqft
$4,795,000
$1,564price/sqft
$28,404/moest. monthly cost
$1,136,160/yrincome needed

About This Home

Spanning approximately 95 acres, this sprawling ranch offers a rare blend of income potential, natural beauty, and multi-use functionality. This expansive property features over 42 acres currently producing strawberries. There are two homes that offer flexible living arrangements, one with three bedrooms and two bathrooms, the second featuring two bedrooms and one bathroom. Both homes are perfect for extended family or ranch staff. A standout feature is the massive 7,800+ square-foot barn and workshop, perfectly suited for equipment storage, agricultural business, or creative projects. A detached office provides a quiet, dedicated workspace ideal for remote work or ranch management. A high producing well supports agricultural and residential needs, making the property as functional as it is scenic. Enjoy tranquil moments by your private lake or take in the stunning views from multiple vantage points throughout the property. Located within close proximity to Highways 1, 101, 129 & 156, this ranch blends opportunity with convenience!

Getting Around

1
WalkingCar-Dependent
16
TransitMinimal Transit
16
BikeSomewhat Bikeable

Schools

2/10
Pajaro Middle SchoolGrades 6-83.5 mi
4/10
Watsonville High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1954

Materials

  • Foundation: Concrete Perimeter,Pillar/Post/Pier
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Vintage
  • Property subType: Farm,Residential

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Oven,Refrigerator
  • Laundry features: Inside

Bathroom

  • Features: ShoweroverTub1, FullonGroundFloor

Bedroom

  • Features: BedroomonGroundFloor2plus

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: DiningFamilyCombo

Family Room

  • Features: NoFamilyRoom

Features

  • Flooring: Carpet,Laminate,Vinyl Linoleum
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 3,065
  • Total interior livable area: 3,065 sqft

Property

Details

  • Parcel number: 412012064000
  • Zoning: RDR/10(CZ)
  • Special condition: Standard
  • Horse amenities: Unimproved

Features

  • Stories: 1
  • Patio & porch: Balcony/Patio
  • Exterior features: Storage Shed Structure
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 95.70 Acres
  • Features: Grade Varies

Parking

  • Total spaces: 3
  • Parking features: Detached,Guest
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Drought
Heat Wave
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in Monterey County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $24,246$290,952
Home Insurance *$984$11,808
Property Taxes $2,517$30,204
Electricity $657$7,886
Total$28,404$340,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$973,851/yr
40% on housing$852,120/yr
45% on housing$757,440/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,564This listing

vs Other Active Listings

Avg $/sqft

ZIP 95076$474
Monterey County$767

vs Homes Sold Last Month

Median $/sqft

ZIP 95076$576
Monterey County$589

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-15Listed for sale$4,795,000
2025-10-11Contingent$4,795,000
2025-05-27Listed for sale$4,795,000

For Sale by Agent

AgentSean Pate
BrokerageColdwell Banker Realty

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