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42 ARMOYAN Drive, Palm Coast, FL, 32137

4beds
3baths
2,394sqft
$507,140
$212price/sqft
$3,596/moest. monthly cost
$143,840/yrincome needed

About This Home

What's Special: Covered Extended Lanai | Pond View | 3 Full Baths | Flex Room | Gourmet Kitchen. New Construction - December Completion! Built by America's Most Trusted Home Builder. Welcome to the Havana at 42 Armoyan Drive in Colbert Landings! Explore this new single-story home offering a bright and inviting layout with a seamless flow for everyday living. The foyer opens to a versatile flex space and a secondary bedroom with a nearby full bath, creating ideal options for guests or a home office. At the heart of the home, the gourmet kitchen with a spacious island overlooks the casual dining area and great room, with a pocket sliding glass door leading to a covered lanai for easy indoor-outdoor living. The private primary suite is tucked at the back, featuring a generous bedroom, well-appointed bath and walk-in closet. Two additional secondary bedrooms, a shared full bath, and a centrally located laundry room which connects to the primary closet, add comfort and convenience throughout. Ideally located east of I-95, this community offers quick access to beaches, the Matanzas River, and nearby dining and retail. Spanning nearly 300 acres, it features preserve and water view homesites, natural tree coverage, and adjacent conservation land with trails. Planned amenities include a clubhouse, resort-style pool, parks, playground, and pickleball. Additional Highlights Include: shower in place of tub in bath 3, 8' interior doors, pre-plumb water softener loop, pre-plumb for future laundry sink in the garage, extended tile flooring into the primary bedroom, GE refrigerator, and cushion close drawers in the kitchen. Photos are for representative purposes only. MLS#2155518

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
5/10
4/10

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Composition Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Microwave,Plumbed For Ice Maker
  • Laundry features: Electric Dryer Hookup,In Unit,Lower Level,Washer Hookup

Bathroom2

  • Level: First

Bathroom3

  • Level: First

Bedroom2

  • Level: First
  • Area: 121
  • Dimensions: 11.00 x 11.00

Bedroom3

  • Level: First
  • Area: 121
  • Dimensions: 11.00 x 11.00

Bedroom4

  • Level: First
  • Area: 120
  • Dimensions: 12.00 x 10.00

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Level: First
  • Area: 144
  • Dimensions: 12.00 x 12.00

Dining Room

  • Level: First
  • Area: 180
  • Dimensions: 18.00 x 10.00

Features

  • Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Master Downstairs,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Tile

Great Room

  • Level: First
  • Area: 270
  • Dimensions: 18.00 x 15.00

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,394 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First
  • Area: 224
  • Dimensions: 16.00 x 14.00

Property

Details

  • Parcel number: 0312311125000000190
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Patio
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 50 x 125

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Coastal Flooding
Heat Wave
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Flagler County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,564$30,768
Home Insurance *$471$5,652
Property Taxes $321$3,852
Electricity $240$2,891
Total$3,596$43,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,291/yr
40% on housing$107,880/yr
45% on housing$95,893/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 32137$242
Flagler County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 32137$203
Flagler County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$507,140

New Construction

AgentMICHELLE M CAMPBELL
BrokerageTAYLOR MORRISON REALTY OF FLA

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