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913 Crystal Bayou Blvd, Panama City Beach, FL, 32407

3beds
2baths
2,063sqft
$498,872
$242price/sqft
$3,419/moest. monthly cost
$136,760/yrincome needed

About This Home

Welcome to 913 Crystal Bayou Boulevard, a new home at Breakfast Point East in Panama City Beach Florida. This Home is move in ready and has an open living and entertaining space. This Jubilee floorplan has EVP flooring leading to the open concept living area, brightly lit by the many windows. Elegant interior features include EVP flooring, quartz countertops, an elegantly designed kitchen and spacious bedrooms. The chef-inspired kitchen faces the living area and features a large center island with a single basin undermount sink, quartz countertops, stainless-steel appliances including a gas cooktop, and a large walk-in pantry. Near the back door, you'll find a secluded hall leading to the primary bedroom and an extra linen closet. In addition to privacy, this bedroom has natural light from the large windows, elevated ceilings, and sleek EVP flooring. The primary bath includes a dual sink vanity with quartz countertops, a linen closet, large tile shower, and an oversized walk-in closet with wood shelving. The laundry room can be found in the mudroom just off the foyer with the door to the garage. Beyond the interior features and details, every home is equipped with Smart Home Technology. This thoughtful integration of technology ensures that your new home is perfectly designed to meet the demands of modern life. Enjoy quality materials and workmanship throughout, with superior attention to detail, in addition to a one-year builder's warranty. Contact us today to schedule a tour.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
Breakfast Point AcademyGrades PK-81.6 mi
4/10
J.R. Arnold High SchoolGrades 9-121.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition,Shingle
  • Construction materials: HardiPlank Type,Concrete,Wood Frame

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Gas Range,Gas Water Heater,Plumbed For Ice Maker,Tankless Water Heater

Bedroom

  • Level: First
  • Dimensions: 12.3 x 12

Bedroom

  • Level: First
  • Dimensions: 12.4 x 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 20.9 x 9.1

Family Room

  • Level: First
  • Dimensions: 20.9 x 16

Features

  • Coffered Ceiling(s),Smart Home,Smart Thermostat

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,063
  • Total interior livable area: 2,063 sqft

Kitchen

  • Level: First
  • Dimensions: 20.9 x 9.5

Master Bedroom

  • Level: First
  • Dimensions: 13.9 x 15

Property

Accessibility

  • Accessibility features: Smart Technology

Details

  • Parcel number: 34030550280
  • Zoning description: Resid Single Family

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio,Porch

Lot

  • Lot size: 6,098 sqft
  • Features: Sprinkler System,Paved
  • Lot size dimensions: 50 x 125

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,522$30,264
Home Insurance *$180$2,160
Property Taxes $510$6,120
Electricity $207$2,491
Total$3,419$41,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,222/yr
40% on housing$102,570/yr
45% on housing$91,173/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 32407$273
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32407$231
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$482,291
2026-04-22Price change$487,710
2026-04-15Price change$493,579
2026-04-14Price change$488,579
2026-03-26Price change$499,317
2026-03-13Price change$510,305
2026-03-05Price change$505,305
2026-02-23Price change$531,900
2026-02-17Listed for sale$526,900

New Construction Spec

AgentPamela K Hawkins
BrokerageDR Horton Realty of Emerald Coast, LLC

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