1028 Harrison Bayou Dr, Panama City Beach, FL, 32407
About This Home
New construction by Fischer Homes in the beautiful Breakfast Point East community, featuring the stunning Amelia design. This unique plan offers 3 bedrooms and 2 full baths. The expansive family room is the perfect gathering space. Spacious open kitchen with a large island and walk-in pantry connects to the morning room, that walks out to the patio. The owner's suite features a spacious private bath and walk-in closet. The spacious 2-bay garage completes this exceptional home.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Other,Stone
Other
- Builder name: Fischer Homes
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Range
Bedroom
- Level: First
- Dimensions: 12 x 11
Bedroom
- Level: First
- Dimensions: 12 x 12
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Breakfast Room Nook
- Level: First
- Dimensions: 13 x 10
Family Room
- Level: First
- Dimensions: 19 x 14
Features
- Door features: Insulated Doors
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 1,683
- Total interior livable area: 1,683 sqft
Kitchen
- Level: First
- Dimensions: 14 x 12
Master Bedroom
- Level: First
- Dimensions: 15 x 13
Property
Details
- Parcel number: 34030500130
- Zoning description: Resid Single Family
Features
- Stories: 1
- Patio & porch: Patio,Open,Porch
- Exterior features: Patio
Lot
- Lot size: 7,405 sqft
- Lot size dimensions: 60 x 125
Parking
- Total spaces: 2
- Parking features: Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,477 | $29,724 |
| Home Insurance * | $177 | $2,124 |
| Property Taxes | $501 | $6,012 |
| Electricity | $197 | $2,366 |
| Total | $3,352 | $40,224 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Price change | $489,995 |
| 2026-04-02 | Price change | $499,995 |
| 2026-03-16 | Price change | $509,204 |
| 2025-12-09 | Listed for sale | $509,704 |
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