




3864 Red Deer Cir, Panama City, FL, 32404
About This Home
Welcome to Game Farm - A Peaceful Place to Call Home. Take advantage of exclusive incentives: enjoy a special 5.99% interest rate plus $3,000 toward closing costs with our preferred lender. Created by Ben Wortman Construction, a veteran and proud Bay County local, Game Farm offers the perfect blend of privacy and convenience in the heart of Panama City. From the moment you wind through the landscaped entrance and cross the scenic bridge, you'll feel the inviting charm of this thoughtfully designed community. Future neighborhood features will include: -Generously sized homesites -Elegant brick homes -Preserved natural areas and ponds -Planned green spaces and walking path This home showcases exceptional craftsmanship and upgrades throughout, including: -Energy-efficient spray foam insulation -Impressive 10-foot ceilings with recessed lighting -Durable all-brick exterior -Fully sodded yard with sprinkler system -Tray ceilings in the living room, dining room, and primary suite -A spa-inspired primary bath with double vanities Game Farm is more than a neighborhood--it's a community designed for comfort, quality, and timeless appeal. ⚠️ Please note: This is an active construction site. Use caution when visiting.
Getting Around
Schools
Construction
Condition
- New construction: Yes
- Year built: 2025
Materials
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Electric Water Heater
Bedroom
- Level: Second
- Dimensions: 11.5 x 14.5
Bedroom
- Level: Second
- Dimensions: 10.5 x 15
Bedroom
- Level: Second
- Dimensions: 14.5 x 13
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Dimensions: 11 x 14
Features
- Interior Steps
Garage
- Dimensions: 19 x 20
Great Room
- Level: First
- Dimensions: 14 x 16
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,991
- Total interior livable area: 1,991 sqft
Kitchen
- Dimensions: 14 x 10
Laundry
- Level: First
- Dimensions: 6 x 8
Master Bedroom
- Level: First
- Dimensions: 13 x 13
Other
- Features: Balcony
- Level: Second
- Dimensions: 5 x 15
Property
Details
- Parcel number: 12813150034
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony,Covered,Patio,Porch
Lot
- Lot size: 8,276 sqft
- Features: Paved
- Lot size dimensions: 48 x 141
Parking
- Total spaces: 2
- Parking features: Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Cold Wave
- Heat Wave
- Inland Flooding
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,073 | $24,876 |
| Home Insurance * | $417 | $5,004 |
| Property Taxes | $201 | $2,412 |
| Electricity | $200 | $2,404 |
| Total | $2,891 | $34,692 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-06-13 | Listed for sale | $410,000 |
