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27 El Capitan Ln, Sacramento, NM, 88347

1beds
1baths
600sqft
$125,000
$208price/sqft
$983/moest. monthly cost
$39,320/yrincome needed

About This Home

Nestled in the heart of the Sacramento Mountains, this quaint cabin offers a peaceful retreat embraced by nature. Surrounded by towering pines, the cabin backs directly onto the expansive Lincoln National Forest, providing seamless access to wilderness adventures. The interior features an inviting living space with a cozy fireplace to warm you after a day of mountain adventures, a single bedroom, a full bath and a cozy kitchen space, perfect for a quiet getaway or a hunters’ retreat. Outside, a covered deck stretches along the front of the cabin, offering a shaded haven to enjoy serene summer mountain days or a snowy winter day. Whether sipping morning coffee, watching wildlife, or simply soaking in the peaceful mountain air, the deck is an ideal spot for relaxation and outdoor enjoyment. Wildlife is abundant in this area, with frequent sightings of deer, elk, wild turkeys, and various songbirds. The surrounding forest provides ample opportunities for hunting, hiking, and exploring, making this cabin an excellent base for hunters and outdoor enthusiasts alike. Overall, this rustic mountain cabin combines solitude, natural beauty, and outdoor adventure, making it a perfect escape for those seeking tranquility and a touch of wilderness in the Sacramento Mountains. Schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
4/10
Cloudcroft Middle SchoolGrades 6-813.1 mi
6/10
Cloudcroft High SchoolGrades 9-1213.2 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Other,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Free-Standing Range/Oven,Gas Range/Oven

Bathroom

  • Features: Tub and Shower

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1

Features

  • Ceiling Fan(s)
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Wood
  • Cooling features: None

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Property

Details

  • Zoning description: Single Family,Restrict.Covnts

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck Covered

Lot

  • Lot size: 0.36 Acres
  • Features: Wooded,<1/2 Acre
  • Lot size dimensions: 0.36 Acres

Parking

  • Parking features: No Carport,No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather
Drought
Inland Flooding
Cold Wave
Hail
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters in Otero County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$145$1,740
Property Taxes $58$696
Electricity $148$1,780
Total$983$11,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,702/yr
40% on housing$29,490/yr
45% on housing$26,213/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 88347$120
Otero County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 88347$182
Otero County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Price change$125,000
2026-03-22Price change$130,000
2025-08-30Price change$140,000
2025-06-20Listed for sale$150,000

For Sale by Agent

AgentDebbie Loper
BrokerageFuture Real Estate

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