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1744 SW 15th St, Cape Coral, FL, 33991

3beds
2baths
1,422sqft
$313,900
$221price/sqft
$2,562/moest. monthly cost
$102,480/yrincome needed

About This Home

Huge price drop + 3.62% assumable loan! Don’t miss this Cape Coral Gem! 3 Bedrooms plus a huge den that could be converted to a 4th bedroom! Step inside to discover a beautifully updated interior with all new kitchen appliances just installed with new granite countertops. An assumable loan at a low 3.62% interest rate adds incredible value and HUGE savings for the new homeowner. With 3 spacious bedrooms plus an oversized DEN, there's plenty of room for a large family, a home office, or visiting guests. The home is perfectly situated just minutes from top-rated schools, parks, dining, and shopping, everything you need is right around the corner. Public Water and utilities already in place. Hurricane shutters on every opening not only offer protection but also contributes to lower insurance costs. A brand-new hot water heater has just been installed for added peace of mind. Even better? This home is not in a flood zone and sits elevated above neighboring properties, offering extra security and additional insurance savings. Step out back and enjoy the quiet, oversized backyard, ideal for relaxing, entertaining, or even breaking ground on your future pool. Schedule your showing today before this incredible opportunity is gone!

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

5/10
6/10
Trafalgar Middle SchoolGrades 6-80.4 mi
4/10
Cape Coral High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2002

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Freezer,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Main Level Primary,Pantry,Tub Shower,Vaulted Ceiling(s),Split Bedrooms,Den
  • Window features: Double Hung,Shutters
  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,835
  • Total interior livable area: 1,422 sqft

Property

Details

  • Parcel number: 214423C304830.0520
  • Lease amount: 0
  • Zoning description: R1-D

Features

  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Fence,Sprinkler/Irrigation,Patio,Room For Pool
  • Waterfront features: None

Lot

  • Lot size: 0.29 Acres
  • Features: Corner Lot,Oversized Lot,Sprinklers Automatic
  • Lot size dimensions: 72 x 125 x 142 x 125

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Paved,Two Spaces,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Coastal Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,587$19,044
Home Insurance *$178$2,136
Property Taxes $600$7,200
Electricity $197$2,366
Total$2,562$30,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,840/yr
40% on housing$76,860/yr
45% on housing$68,320/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 33991$248
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33991$227
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-14Price change$313,900
2025-10-28Price change$314,889
2025-08-18Price change$320,000
2025-07-11Listed for sale$329,000
2025-06-10Listing removed$329,000
2025-04-22Listed for sale$329,000
2025-04-04Pending sale$329,000
2025-03-18Price change$329,000
2025-01-13Price change$337,000
2024-12-05Listed for sale$339,900
2019-08-15Sold$190,000
2019-07-04Pending sale$188,750
2019-06-26Listed for sale$188,750
2011-12-02Sold$99,000
2011-10-04Sold$66,000
2011-08-25Listed for sale$66,000
2004-07-14Sold$155,500
2001-11-09Sold$5,600

For Sale by Agent

AgentTyler Thompson
BrokeragePremiere Plus Realty Company

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