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1630 SW 15th Ave, Cape Coral, FL, 33991

3beds
2baths
1,445sqft
$344,900
$239price/sqft
$2,657/moest. monthly cost
$106,280/yrincome needed

About This Home

Welcome to your slice of SUNNY Southwest Florida paradise! Prime location (non-flood zone), WATERFRONT POOL home with 3 bedrooms and 2 baths, offering over 1400 square feet of stylish, comfortable living in the heart of Cape Coral! Vaulted ceilings in the great room create a bright and open atmosphere, complemented by 2 charming bay windows, perfect for relaxing with your morning coffee. Gorgeous high-end wood-grain plank porcelain tile flooring flows throughout the home, combining durability with modern elegance. The primary suite is a private retreat, where you can wake up each morning to serene views of the pool and canal. It features a walk-in closet and an updated en-suite bathroom with a floor-to-ceiling tiled walk-in shower. The updated kitchen features granite countertops, fresh white "soft close" shaker-style cabinets, newer stainless-steel appliances, plus a functional breakfast bar with a sink overlooking the screened-in lanai and dining area. Just off the kitchen, the dining area offers beautiful views of the freshwater canal, pool, oversized lanai, and fully fenced backyard ideal for entertaining or everyday dining. Embrace true indoor-outdoor living with a spacious screened lanai and pool, offering plenty of space to relax in the shade or enjoy the Florida sunshine. The fully fenced backyard provides added privacy with a 6-foot wood plank and a 4-foot black chain-link fence with a convenient gate to access the seawall, perfect for keeping your four-legged family members and little ones out of the canal. Witness nightly breathtaking southwest-facing sunsets over the canal, adding to this home's prime location. Additional highlights include a cozy fireplace, a newer 2022 roof, newer kitchen appliances, and don't forget the "No flood zone" bonus for added savings! This home perfectly blends comfort, style, and the best of Florida waterfront living. Better hurry- this POOL home minutes from schools, shopping, and dining, at this price, won't last long.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
8/10
Challenger Middle SchoolGrades 6-81.0 mi
4/10
Cape Coral High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1988

Materials

  • Roof: Shingle
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator
  • Laundry features: In Garage,Laundry Tub

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Built-in Features,French Door(s)/Atrium Door(s),Living/Dining Room,Shower Only,Separate Shower,Vaulted Ceiling(s),Split Bedrooms,Bathroom,Guest Quarters,Great Room,Screened Porch
  • Door features: French Doors
  • Window features: Single Hung,Sliding
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,886
  • Total interior livable area: 1,445 sqft

Property

Details

  • Parcel number: 274423C104373.0150
  • Lease amount: 0
  • Zoning description: R1

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Concrete,In Ground,Screen Enclosure
  • Patio & porch: Lanai,Porch,Screened
  • Exterior features: None,Shutters Manual
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal Access

Lot

  • Lot size: 10,018 sqft
  • Features: Rectangular Lot
  • Lot size dimensions: 80 x 125 x 80 x 125

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$195$2,340
Property Taxes $521$6,252
Electricity $197$2,366
Total$2,657$31,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,097/yr
40% on housing$79,710/yr
45% on housing$70,853/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 33991$248
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33991$227
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$359,900
2023-04-18Sold$335,000
2023-03-06Pending sale$345,000
2023-02-12Listed for sale$345,000
2022-10-09Listing removed--
2022-09-19Listed for sale$345,000
2000-07-05Sold$96,000
1997-04-16Sold$92,500

For Sale by Agent

AgentJimi Walton
BrokerageSchooner Bay Realty, Inc.

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