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2120 SW 8th Pl, Cape Coral, FL, 33991

3beds
2baths
2,176sqft
$539,900
$248price/sqft
$4,088/moest. monthly cost
$163,520/yrincome needed

About This Home

Custom built 3-bedroom 2 bath plus a den POOL/SPA home on a freshwater canal in highly desirable SW Cape Coral. Open Floor Plan featuring family room with tray ceiling. Sliders open to views of pool/spa and freshwater canal. Formal Dining room, Office/Den, Gourmet kitchen has granite and stainless appliances. Kitchen has built in desk area. Master Suite has tray ceiling, walk in closet, Oversized tub and walk thru shower. This home is being sold TURNKEY. Beautifully Decorated, plantation shutters and ready for new owners! Oversize side load garage has room for 2 cars plus a golf cart. Large lanai has Western exposure with plenty of room for entertaining, enjoying a refreshing dip in the pool or relaxing after a long day in the spa! Enjoy a cup of coffee or afternoon cocktail in the screened lanai or while sitting on the concrete dock pad with breathtaking views of the tranquil canal. This waterfront location allows you to indulge in various water activities, whether it's boating, kayaking or fishing from your concrete dock. Walking distance to Palmetto Pines Golf Course. Quick access to Veteran's Pkwy & Pine Island Rd, with many restaurants, shopping & more. New ROOF in 2023, All Assessments are paid!! Not in a flood zone.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

4/10
Skyline Elementary SchoolGrades PK-50.3 mi
8/10
Challenger Middle SchoolGrades 6-80.7 mi
4/10
Cape Coral High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2005

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Ice Maker,Microwave,Refrigerator,RefrigeratorWithIce Maker,Self Cleaning Oven,Washer
  • Laundry features: Inside,Laundry Tub

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Bathtub,Tray Ceiling(s),Separate/Formal Dining Room,Dual Sinks,Entrance Foyer,Family/Dining Room,Living/Dining Room,Pantry,Separate Shower,Cable TV,Walk-In Closet(s),Window Treatments,Split Bedrooms,Bathroom,Den,Screened Porch,Great Room
  • Window features: Single Hung,Sliding,Window Coverings
  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,729
  • Total interior livable area: 2,176 sqft

Property

Details

  • Parcel number: 274423C304380.0270
  • Lease amount: 0
  • Zoning description: R1

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Concrete,Electric Heat,Heated,In Ground,Pool Equipment
  • Patio & porch: Lanai,Porch,Screened
  • Exterior features: Sprinkler/Irrigation,Shutters Manual
  • Has spa: Yes
  • Spa features: Electric Heat,Gunite,In Ground
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal Access,Navigable Water,Seawall

Lot

  • Lot size: 10,018 sqft
  • Features: Rectangular Lot,Sprinklers Automatic
  • Lot size dimensions: 80 x 125 x 80 x 125

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$306$3,672
Property Taxes $834$10,008
Electricity $218$2,627
Total$4,088$49,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,160/yr
40% on housing$122,640/yr
45% on housing$109,013/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 33991$246
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33991$227
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$549,000
2026-05-03Pending sale$549,000
2026-04-27Listed for sale$549,000
2016-08-08Sold$345,000
2016-06-27Pending sale$349,000
2016-05-28Listed for sale$349,000
2004-07-09Sold$59,000

For Sale by Agent

AgentBob Nelson
BrokerageColdwell Banker Realty

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