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16465 Koda Rd, Apple Valley, CA, 92307

5beds
3baths
2,809sqft
$650,000
$231price/sqft
$4,502/moest. monthly cost
$180,080/yrincome needed

About This Home

HUGE PRICE REDUCTION! Beautiful new home located behind St. Mary's Hospital. This hard to find NEW CONSTRUCTION is complete and ready to move in! This lovely home has an open floor plan with a great room which opens up to a gourmet kitchen and a large breakfast nook. This brand new home also features a formal dining area. A gorgeous primary bedroom suite adjoins a a large primary bathroom with double sinks, a freestanding bathtub and upgraded light & faucet fixtures. Beautiful custom built cabinets plus granite and tile throughout. Also, there is a BONUS ROOM which can be a 5TH BEDROOM! Other upgrades include a cozy high efficiency fireplace in the great room and custom colors throughout. Indoor laundry. Plenty of room for your toys in this oversized 2 car garage with decorative high 5 panel garage doors. Huge covered patio on large lot. Fire sprinklers. Owned solar panels. Tankless water heater. Wide hallways. Come and see what a home looks like when built by a reputable quality builder who takes pride in their homes!

Getting Around

14
WalkingCar-Dependent
26
TransitSome Transit
9
BikeSomewhat Bikeable

Schools

9/10
4/10
Granite Hills High SchoolGrades 9-126.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Microwave
  • Laundry features: Inside,Laundry Room

Bathroom

  • Features: Granite Counters

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Features

  • Breakfast Area,Main Level Primary
  • Flooring: Tile
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,809 sqft

Kitchen

  • Features: Granite Counters

Master Bedroom

  • Features: Main Level Primary

Property

Details

  • Parcel number: 0473293050000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: None
  • Patio & porch: Patio
  • Spa features: None
  • Has view: Yes
  • View description: Desert,Mountain(s)

Lot

  • Lot size: 0.49 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Wildfire
Heat Wave
Landslide

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$219$2,628
Property Taxes $395$4,740
Electricity $602$7,228
Total$4,502$54,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,354/yr
40% on housing$135,060/yr
45% on housing$120,053/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 92307$215
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 92307$244
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Price change$650,000
2026-03-02Price change$675,000
2026-02-09Listed for sale$699,900

New Construction

AgentDori McKinney
BrokerageColdwell Banker Home Source

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