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1817 SW 22nd Ter, Cape Coral, FL, 33991

4beds
4baths
2,323sqft
$629,999
$271price/sqft
$4,850/moest. monthly cost
$194,000/yrincome needed

About This Home

This spacious 4 bedroom, 3.5 bath residence with a 3-car garage has been fully updated and meticulously maintained. Sitting on a triple lot, the property features a pool with spa, electric heater, and screened enclosure for year-round enjoyment. Inside, you’ll find an upgraded kitchen, solar-tinted windows with plantation shutters, diagonal porcelain tile flooring, and a luxurious master suite with dual sinks, a separate tub & shower, and new fixtures. The entire home was recently renovated, including a new 5-ton AC unit, water heater, refrigerator, washer, and freshly updated master bath. Additional features include: accordion storm shutters, tile roof, automated sprinkler system, intercom with AM/FM radio, in-wall pest defense system, professionally installed garage cabinetry with painted flooring, and two automatic garage door openers. City water and new sewer are already in place. Call or text today for your private showing!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

5/10
6/10
Trafalgar Middle SchoolGrades 6-80.8 mi
3/10
Ida S. Baker High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2003

Materials

  • Roof: Tile
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Microwave,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Dual Sinks,High Ceilings,Other,Pantry,Tub Shower,Split Bedrooms,None
  • Window features: Impact Glass,Shutters
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,991
  • Total interior livable area: 2,323 sqft

Property

Details

  • Parcel number: 284423C304845.0340
  • Lease amount: 0
  • Zoning description: RD-D

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Concrete,In Ground
  • Exterior features: Fence,Security/High Impact Doors,Sprinkler/Irrigation
  • Has spa: Yes
  • Spa features: Gunite,In Ground
  • Waterfront features: None

Lot

  • Lot size: 0.37 Acres
  • Features: Oversized Lot,Sprinklers Automatic,Sprinklers Manual
  • Lot size dimensions: 133 x 150 x 133 x 150

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Coastal Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$357$4,284
Property Taxes $1,075$12,900
Electricity $233$2,805
Total$4,850$58,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,285/yr
40% on housing$145,500/yr
45% on housing$129,333/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$271This listing

vs Other Active Listings

Avg $/sqft

ZIP 33991$246
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33991$227
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Price change$629,999
2026-01-05Price change$669,999
2025-11-10Price change$679,999
2025-08-18Listed for sale$699,999
2024-10-04Listing removed$629,999
2024-07-26Listed for sale$629,999
2023-04-07Sold$510,000
2023-03-27Pending sale$599,000
2023-03-24Listed for sale$599,000
2023-03-01Pending sale$599,000
2023-01-20Price change$599,000
2023-01-16Price change$610,000
2022-12-29Price change$635,000
2022-12-14Price change$650,000
2022-12-09Price change$655,000
2022-11-17Price change$660,000
2022-09-12Price change$670,000
2022-09-09Listed for sale$656,000
2021-11-02Listing removed--
2021-10-28Listed for sale$575,000
2021-10-18Listing removed--
2021-10-07Pending sale$575,000
2021-09-29Listed for sale$575,000
2020-11-12Listing removed$349,900
2020-11-06Listed for sale$349,900
2015-08-21Sold$305,000
2013-08-20Sold$251,000
2002-06-21Sold$12,500
1999-09-21Sold$5,500
1997-04-03Sold$1,300

For Sale by Agent

AgentAndy Molina
BrokerageAce Realty & Associates, LLC

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