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2233 SW 17th Pl, Cape Coral, FL, 33991

4beds
2baths
1,800sqft
$647,400
$360price/sqft
$4,880/moest. monthly cost
$195,200/yrincome needed

About This Home

(NO FLOOD INSURANCE REQUIRED!!) **Successful Rental Property!! SMART HOME / Indirect Gulf Access -- Heated saltwater pool home in prime SW Cape Coral, offering luxury comfort, water views, smart phone-controlled thermostat, front door lock, irrigation, A/C - heat, pool heater and home security cameras. This 4-bedroom, 2-bath home sits on an indirect gulf access canal lot with a completely fenced yard (new), composite dock (new), and a beautiful canal view. Inside, you’ll find designer tile flooring, upgraded quartz countertops, and an open concept layout that connects the kitchen, dining, and living areas—great for both daily living and entertaining. The kitchen features a large island, ample cabinetry, pantry, and high-end appliances, with plenty of prep and storage space. The owner's suite is a private retreat with sliding doors to the lanai, his-and-hers closets, and an ensuite bath with separate shower and soaking tub. The split-bedroom floor plan vaulted and tray ceilings, and 4th bedroom/flex space add to the home’s functionality and comfort. Step outside to an inviting screened lanai and expansive heated saltwater pool (new heater 2024) perfect for sunrise coffee and all-day enjoyment. The property is equipped with hurricane impact windows and doors, automatic irrigation, an attached two-car garage, and brick paver driveway. With a Gulf access canal, no flood insurance required, and a strong list of features, this SW Cape Coral home delivers an exceptional opportunity for boaters and buyers seeking a luxury Florida lifestyle. Whether you’re looking for a full-time home, vacation getaway, or an investment property, this one delivers the Southwest Florida lifestyle you’ve been searching for. ** Any assessments pending will be paid by seller at closing. *** This is a successful income producing property!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
56
BikeBikeable

Schools

5/10
6/10
Trafalgar Middle SchoolGrades 6-80.9 mi
3/10
Ida S. Baker High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Freezer,Disposal,Microwave,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Bathtub,Dual Sinks,Family/Dining Room,Kitchen Island,Living/Dining Room,Pantry,Separate Shower,Vaulted Ceiling(s),Walk-In Closet(s),Split Bedrooms,Screened Porch
  • Window features: Impact Glass
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,242
  • Total interior livable area: 1,800 sqft

Property

Details

  • Parcel number: 284423C304788.0270
  • Lease amount: 0
  • Zoning description: R1

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Concrete,Electric Heat,Heated,In Ground,Salt Water
  • Patio & porch: Lanai,Patio,Porch,Screened
  • Exterior features: Fence,Security/High Impact Doors,Sprinkler/Irrigation,Patio
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal Access

Lot

  • Lot size: 10,018 sqft
  • Features: Rectangular Lot,Sprinklers Automatic
  • Lot size dimensions: 80 x 120 x 80 x 120

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Coastal Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,273$39,276
Home Insurance *$367$4,404
Property Taxes $1,043$12,516
Electricity $197$2,366
Total$4,880$58,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,314/yr
40% on housing$146,400/yr
45% on housing$130,133/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$360This listing

vs Other Active Listings

Avg $/sqft

ZIP 33991$245
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33991$227
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$649,900
2026-03-27Listing removed$649,900
2026-02-02Price change$649,900
2026-01-09Price change$664,500
2025-12-20Price change$674,500
2025-12-04Listed for sale$680,000
2024-11-13Listing removed$3,950
2024-11-05Sold$615,000
2024-11-05Pending sale$639,000
2024-10-31Listed for rent$3,950
2024-10-31Listing removed$3,950
2024-10-15Listed for sale$639,000
2024-09-15Listing removed$638,617
2024-09-12Price change$3,950
2024-09-12Price change$638,617
2024-09-06Listed for rent$4,000
2024-08-16Listed for sale$639,000
2024-08-11Pending sale$639,000
2024-08-08Listed for sale$639,000
2024-07-01Pending sale$639,000
2024-06-20Price change$639,000
2024-06-13Listed for sale$647,000
2024-06-10Listing removed$649,000
2024-06-06Price change$649,000
2024-05-23Price change$658,000
2021-09-02Sold$130,000
2019-03-26Sold$30,000
2015-07-06Sold$22,000
2005-03-17Sold$165,000
2004-08-04Sold$188,000

For Sale by Agent

AgentJeffrey Johnson
BrokerageCentury 21 Selling Paradise

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