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217 SW 21st St, Cape Coral, FL, 33991

4beds
3baths
2,207sqft
$789,900
$358price/sqft
$5,907/moest. monthly cost
$236,280/yrincome needed

About This Home

Ever dreamed of owning a waterfront home in SW Cape Coral? This stunning 4/3 pool home is equipped with all the modern amenities and luxurious features you could desire. Step inside, you'll be captivated by the fine touches and attention to detail. The kitchen boasts European-style cabinets and exquisite quartz countertops, creating a sleek and sophisticated atmosphere. 12-foot ceilings add an extra touch of grandeur, while the tile plank flooring throughout the home exudes elegance. Hurricane impact windows, ensuring your peace of mind. Plantation shutters add a touch of classic charm to every room. A built-in home office, allowing you to separate work and personal life. Built-in wet bar and modern entertainment center provide the perfect setting for hosting guests. Custom ceiling fans are installed throughout the home, ensuring optimal airflow. The heated saltwater pool offers a refreshing oasis for relaxation and enjoyment. One highlight of the property is the concrete dock, which overlooking the canal. Imagine sipping your morning coffee while taking in the serene beauty of the water. Don't miss out on the opportunity to make this dream home yours.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

4/10
Skyline Elementary SchoolGrades PK-50.6 mi
8/10
Challenger Middle SchoolGrades 6-80.8 mi
4/10
Cape Coral High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup,Inside,Laundry Tub

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Wet Bar,Bathtub,Tray Ceiling(s),Dual Sinks,Family/Dining Room,Living/Dining Room,Separate Shower,Cable TV,Home Office,Split Bedrooms,Family Room,Office,Screened Porch
  • Window features: Single Hung,Impact Glass
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,083
  • Total interior livable area: 2,207 sqft

Property

Details

  • Parcel number: 264423C303054.0690
  • Lease amount: 0
  • Zoning description: R1-W

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Concrete,Electric Heat,Heated,In Ground,Screen Enclosure,Salt Water,Pool/Spa Combo
  • Patio & porch: Lanai,Porch,Screened
  • Exterior features: Fence,Security/High Impact Doors,Sprinkler/Irrigation
  • Has spa: Yes
  • Spa features: Electric Heat,Gunite
  • Has view: Yes
  • View description: Canal,Water
  • Has water view: Yes
  • Water view: Canal,Water
  • On waterfront: Yes
  • Waterfront features: Canal Access,Navigable Water,Seawall

Lot

  • Lot size: 0.26 Acres
  • Features: Rectangular Lot,Sprinklers Automatic
  • Lot size dimensions: 80 x 141 x 80 x 141

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,994$47,928
Home Insurance *$448$5,376
Property Taxes $1,243$14,916
Electricity $222$2,665
Total$5,907$70,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$202,525/yr
40% on housing$177,210/yr
45% on housing$157,520/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$358This listing

vs Other Active Listings

Avg $/sqft

ZIP 33991$244
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33991$227
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Price change$789,900
2026-03-01Price change$795,000
2025-11-26Price change$810,000
2025-11-19Price change$817,000
2025-11-10Price change$818,000
2025-09-15Price change$819,900
2025-01-16Listed for sale$830,000
2024-09-13Listing removed$3,750
2024-08-31Listed for rent$3,750
2024-08-28Listing removed--
2024-04-12Listed for sale$919,000
2024-03-09Listing removed--
2024-02-18Price change$980,000
2024-01-26Price change$985,000
2023-10-09Price change$989,900
2023-09-19Price change$1,100,000
2023-07-06Listed for sale$1,150,000
2022-02-11Sold$757,500
2022-01-10Pending sale$799,999
2022-01-05Listed for sale$799,999
2021-05-17Sold$560,000
2021-04-21Pending sale$549,900
2021-04-16Listed for sale$549,900
2021-04-14Pending sale$549,900
2021-04-11Listed for sale$549,900
2019-11-07Sold$38,000
2012-07-13Sold$16,000
2005-04-21Sold$110,000

For Sale by Agent

AgentGerman Vite
BrokeragePro Management Realty

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