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18-7970 N Lauko Rd, Mountain View, HI, 96771

5beds
3baths
2,800sqft
$1,190,000
$425price/sqft
$7,837/moest. monthly cost
$313,480/yrincome needed

About This Home

Priced to sell & UNDER APPRAISED VALUE! Discover the perfect blend of sustainable living, wide-open space, and ranch-style comfort in this standout two-story estate WITH ocean views—offering 5 bedrooms, 3 bathrooms, and an impressive 2,800 sq. ft. of thoughtfully crafted living area. This property is truly built for self-sufficiency, powered by a strong 27-panel off-grid solar system paired with a Big Battery Rhino 28kWh setup. A 20,000-gallon catchment tank and a Honda 7000 backup generator keep everything running smoothly, giving you peace of mind year-round. Inside, the main level welcomes you with an inviting open-concept living, kitchen, and dining space—perfect for gathering. A spacious recreation room offers great flexibility for a home office, studio, or lounge, while a guest bedroom and full bath make hosting easy. The oversized laundry/mudroom is a dream for ranch life, complete with a custom tiled dog-wash station. Upstairs, a cozy second living room anchors four additional bedrooms and 2 full baths. The primary suite feels like your own private getaway, featuring a walk-in closet and sweeping views of rolling green pastures & the pacific ocean! Outdoors, the property is fully set up for true ranch living. The land is completely fenced and includes corrals, a riding arena, four horse-fenced paddocks, two livestock paddocks, and even a natural lava tube pond stocked with goldfish and tilapia. A dedicated pump house and storage building keep equipment organized, and a Ring camera system adds convenience and peace of mind. The sellers currently use Starlink for excellent connectivity, showcasing strong service in the area (equipment not included). Approximate Lot Dimensions: Front 464.70’ | Left 798.56’ | Right 815.45’ | Back 458.24’

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
5/10
Keaau Middle SchoolGrades 6-86.4 mi
3/10
Keaau High SchoolGrades 9-126.5 mi

Construction

Condition

  • Year built: 2023

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Interior Area

  • Total structure area: 2,800
  • Total interior livable area: 2,800 sqft

Property

Details

  • Parcel number: 3180060010000
  • Zoning: A-5A
  • Special condition: Fee Simple,Standard

Features

  • Fencing: Wire
  • Has view: Yes
  • View description: Ocean,Pasture
  • Has water view: Yes
  • Water view: Ocean
  • Frontage type: Pasture
  • Topography of land: Fairly Level

Lot

  • Lot size: 7.83 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,017$72,204
Home Insurance *$572$6,864
Property Taxes $347$4,164
Electricity $901$10,819
Total$7,837$94,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$268,697/yr
40% on housing$235,110/yr
45% on housing$208,986/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$425This listing

vs Other Active Listings

Avg $/sqft

ZIP 96771$278
Hawaii County$496

vs Homes Sold Last Month

Median $/sqft

ZIP 96771$355
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$1,256,000
2026-03-03Price change$1,257,000
2026-02-08Price change$1,258,000
2026-01-05Price change$1,300,000
2025-10-02Listed for sale$1,350,000
2025-09-23Listing removed$1,350,000
2025-07-19Listed for sale$1,350,000

For Sale by Agent

AgentJustice Pang
BrokerageeXp Realty

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