495-497 W 2nd St, Maysville, KY, 41056
About This Home
Gorgeous recently remodeled home fronting on the Ohio River west of historic downtown Maysville, Kentucky! Picturesque views of both bridges! Traditional two-story home offers offers 4 levels including both an unfinished mechanical basement and fully finished second lower level! Currently set up as home with bonus rental income but easily converted back to single family. Large city owned parking lot adjoining the property offers lots of room for visitor parking! 5 bedrooms total and 4 baths! Enjoy grand entertainment opportunities on your bright and spacious sunroom and back deck taking in all the views! Living and dining room fireplaces both have thermostatically controlled gas logs. Apartment includes living room, kitchen, bedroom, bath and basement. 30+ year tenant!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Basement
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Refrigerator,Dishwasher,Washer,Dryer,Microwave,Other Water Heater (See Remarks)
Basement
- Has basement: Yes
- Basement: Full-Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Features: Formal-Separate
- Level: Main
Features
- Flooring: Hardwood
- Fireplace features: Gas Log,Living Room
- Fireplace: Yes
- Attic: Access Only
Heating & Cooling
- Heating features: Natural Gas,Forced Air,Fireplace(s)
- Cooling features: Heat Pump
Kitchen
- Features: Kitchen Island
- Level: Main
Living Room
- Level: Main
Property
Features
- Levels: Three Or More
- Patio & porch: Deck
- Fencing: Fenced
Lot
- Features: Zero Lot Line,Scenic,Less than 1 acre
Parking
- Parking features: Other-See Remarks
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Lightning
- Tornado
- Winter Weather
- Hail
- Heat Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $222 | $2,664 |
| Property Taxes | $213 | $2,556 |
| Electricity | $154 | $1,850 |
| Total | $2,611 | $31,332 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-08 | Listed for sale | $399,975 |
| 2025-12-01 | Listing removed | $399,975 |
| 2025-11-21 | Listed for sale | $399,975 |
| 2025-11-11 | Pending sale | $399,975 |
| 2025-07-24 | Listed for sale | $399,975 |
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