




642 N Beach Blvd, Bay Saint Louis, MS, 39520
About This Home
Stunning waterfront property with beautiful views of the Bay of Saint Louis. This is coastal living at its finest! The inviting living space is accentuated with 10' ceilings, French doors, recessed lighting, a ceiling fan, and an electric fireplace. The charming dining area is adorned with an elegant chandelier that sets the perfect tone for both special occasions and everyday dining. Entertain in grand style in the gourmet kitchen with gas range, armoire style refrigerator, dishwasher, custom cabinets, marble countertops, and high-end plumbing fixtures. The large primary bedroom en suite is also located on the main living level. The bedroom offers views of the Bay and a vaulted ceiling, while the spa bathroom features double sinks with marble counter tops, a soaking tub, and a walk-in shower with marble tile. This suite also includes 2 closets. On the main living level, you will also find a guest bedroom and full guest bathroom. There is also a spacious laundry room on the main level. Upstairs you will find 3 additional guest bedrooms and 2 additional full baths. Each guest bathroom suite is complete with high-end plumbing finishes and upscale lighting fixtures. A second washer and dryer hook up is conveniently located in the upstairs hallway closet. The front porch boasts gorgeous coastal views through ancient oaks. Additional features include: Luxury vinyl plank flooring throughout. Hardi plank exterior, metal roof, and concrete columns. Tankless hot water heater. Space to add an interior elevator and an exterior cargo lift to main living floor. Home Builder: Magelland. Whether you seek a restful retreat or look forward to hosting fun weekend house parties, this home has it all!
Getting Around
Schools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Pillar/Post/Pier
- Roof: Metal
- Construction materials: HardiPlank Type
Type & Style
- Home type: SingleFamily
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Built-In Gas Range,Disposal,Microwave,Refrigerator,Tankless Water Heater,Wine Refrigerator
- Laundry features: Laundry Room,Main Level,Multiple Locations,Upper Level
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Features
- Ceiling Fan(s),Crown Molding,High Ceilings,Kitchen Island,Soaking Tub,Double Vanity
- Window features: Vinyl Clad
- Flooring: Vinyl,Tile
- Fireplace features: Electric,Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric,Natural Gas
- Cooling features: Electric,Multi Units
Interior Area
- Total structure area: 2,840
- Total interior livable area: 2,840 sqft
Property
Details
- Parcel number: 149c020075.002
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch
- Exterior features: See Remarks
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Bay,Beach Front,Waterfront
Lot
- Lot size: 0.50 Acres
- Features: Near Beach,Views
Parking
- Parking features: Driveway,Gravel
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Cold Wave
- Heat Wave
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Hancock County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,801 | $81,612 |
| Home Insurance * | $1,818 | $21,816 |
| Property Taxes | $739 | $8,868 |
| Electricity | $264 | $3,168 |
| Total | $9,622 | $115,464 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Price change | $1,345,000 |
| 2025-08-18 | Listed for sale | $1,395,000 |
