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3312 Seashell Ter, San Ramon, CA, 94583

4beds
4baths
2,250sqft
$1,298,000
$577price/sqft
$8,814/moest. monthly cost
$352,560/yrincome needed

About This Home

Towns Plan 4, available for quick move-in, showcases 4 bedrooms + Den, 3.5 bathrooms, a 2-car side-by-side garage, and over $50K in designer-selected upgrades including quartz countertops, Bosch appliances, shaker-style soft-close cabinets, a large kitchen island with seating, and a dining nook. The first floor offers a bedroom with an en-suite bath, perfect for guests or office space. The second level features a spacious living and dining room ideal for entertaining, a Den for an office or separate dining, and a deck to relax and enjoy. The primary suite boasts an ensuite bath with dual vanities, and a grand walk-in closet. Solar may be leased or purchased. City Village features 404 elegant residences and a 2-acre public park with walking and biking trails, seating areas, and a community barbecue space. Located near San Ramon's CityWalk Neighborhood and within walking distance of City Center's restaurants, movie theater, and shops. Convenient to schools, work, and public transit, with nearby attractions including the Iron Horse Trail and Bridges Golf Club. The images shown depict another home; actual finishes will vary.

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

9/10
10/10
Iron Horse Middle SchoolGrades 6-80.4 mi
10/10
California High SchoolGrades 9-122.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition, Other

Type & Style

  • Home type: Townhouse
  • Architectural style: Modern/HighTech
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Disposal,Microwave,Electric Oven/Range
  • Laundry features: Upper Floor

Bathroom

  • Features: DoubleSinks, PrimaryStallShowers, FullonGroundFloor

Bedroom

  • Features: GroundFloorBedroom

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: DiningFamilyCombo

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,250
  • Total interior livable area: 2,250 sqft

Kitchen

  • Features: ExhaustFan, Hookups_IceMaker, IslandwithSink, Pantry

Property

Details

  • Parcel number: 2140101904291
  • Zoning: MDR
  • Special condition: NewSubdivision

Features

  • Stories: 3
  • Patio & porch: Balcony/Patio

Parking

  • Total spaces: 2
  • Parking features: Attached,Guest,Parking Restrictions
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,563$78,756
Home Insurance *$181$2,172
Property Taxes $1,588$19,056
Electricity $482$5,789
Total$8,814$105,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$302,194/yr
40% on housing$264,420/yr
45% on housing$235,040/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$577This listing

vs Other Active Listings

Avg $/sqft

ZIP 94583$579
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94583$752
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$1,248,000
2026-07-19Listed for sale$1,298,000

New Construction

AgentDiana Cabanova
BrokerageSummerhill Brokerage, Inc.

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