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88-105 Waena Ave, Captain Cook, HI, 96704

3beds
4baths
1,681sqft
$885,000
$526price/sqft
$6,356/moest. monthly cost
$254,240/yrincome needed

About This Home

Brand new 2025 build, fully off-grid home, featuring a 2-car garage, 3 bedrooms plus flex space, and 4 bathrooms with modern finishes, flexible living, and easy indoor-outdoor flow. FULL VIDEO TOUR: https://player.vimeo.com/video/1182295964 Living areas feature porcelain flooring throughout, along with floor-to-ceiling tiled showers for a clean, polished look. One bedroom features a wet bar with its own refrigerator and bathroom, while another offers flex space ideal for an office or additional sleeping area. Includes a dedicated laundry room with brand-new washer, dryer, and utility sink, along with additional storage closets. The kitchen is equipped with: • Quartzite countertops • Brand-new appliances: dishwasher, refrigerator, gas range with oven, and microwave • Farm-style sink with garbage disposal • Breakfast bar seating Covered lanai spaces extend the living areas outdoors, capturing ocean views and creating the perfect setting to relax or entertain. The home comes partially furnished, including a set of twin beds, along with two brand-new queen beds, three-new mounted TVs, new living room couch, and four-new bar stools. The property also features: • 10,000-gallon catchment system • 124-gallon propane tank through Hawai‘i Gas • Two outdoor tankless water heaters • Paved driveway and walkways • Landscaped with stone walls, areca palms, and a mango tree with irrigation on a timer Designed for ease: • Select double-hung windows that tilt inward for easy cleaning • The owned solar system is set up to power future split AC installation, with the home already pre-wired Located in a coastal community with low HOA dues of $275/year. Enjoy ocean views, sunsets, and whale watching in the winter months. Move-in ready. Information deemed reliable but not guaranteed. Agents and buyers are advised to independently verify any information they deem material to their purchase.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

2/10
Hookena Elementary SchoolGrades PK-512.6 mi
1/10
Ke Kula O EhunuikaimalinoGrades PK-1221.0 mi
4/10
Konawaena High SchoolGrades 9-1221.0 mi

Construction

Condition

  • Year built: 2025

Materials

  • Construction materials: Double Wall

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • 3/4 bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • High Ceilings,Wet Bar
  • Flooring: Ceramic Tile,Other

Interior Area

  • Total structure area: 1,681
  • Total interior livable area: 1,681 sqft

Property

Details

  • Parcel number: 3880060440000
  • Attached to another structure: Yes
  • Zoning: A-5A
  • Special condition: Fee Simple,Standard

Features

  • Levels: Two
  • Exterior features: Lighting
  • Fencing: Stone
  • Has view: Yes
  • View description: Coastline,Mountain(s),Ocean,Ocean Horizon,Sunset
  • Has water view: Yes
  • Water view: Ocean
  • On waterfront: Yes
  • Waterfront features: Ocean Front
  • Frontage type: Almost Oceanfront
  • Topography of land: Fairly Level

Lot

  • Lot size: 7,506 sqft
  • Features: Cleared,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Volcanic Activity
Earthquake
Wildfire
Landslide

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,475$53,700
Home Insurance *$463$5,556
Property Taxes $877$10,524
Electricity $541$6,495
Total$6,356$76,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$217,920/yr
40% on housing$190,680/yr
45% on housing$169,493/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$526This listing

vs Other Active Listings

Avg $/sqft

ZIP 96704$347
Hawaii County$496

vs Homes Sold Last Month

Median $/sqft

ZIP 96704$384
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Price change$885,000
2026-04-16Listed for sale$925,000
2005-05-31Sold$62,000
2004-05-27Sold$45,000
2003-10-24Sold$3,000

For Sale by Agent

AgentJamie Moe, eXp Realty
BrokerageeXp Realty

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