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4431 Potts Ct #595, Owings Mills, MD, 21117

2beds
3baths
1,711sqft
$369,000
$216price/sqft
$2,455/moest. monthly cost
$98,200/yrincome needed

About This Home

Welcome to 4431 Potts Court #595 in Owings Mills, MD—a beautifully maintained home built in 2024, offering modern finishes and a versatile layout designed for today’s lifestyle. This 2-bedroom, 2.5-bath home features an updated kitchen and bathrooms with stylish, contemporary touches. The main living areas provide a comfortable and functional flow, perfect for both everyday living and entertaining. Upstairs, a spacious loft adds valuable flexibility, with the potential to be converted into a third bedroom, home office, or additional living space to fit your needs. This home offers the perfect blend of move-in-ready convenience and future potential, allowing you to customize as your lifestyle evolves. Enjoy access to community amenities including a pool, tennis courts, and a recreation center, with nearby parks providing additional opportunities for outdoor enjoyment. Conveniently located near shopping, dining, and major commuter routes, this home combines modern living with everyday ease.

Getting Around

31
WalkingCar-Dependent
21
TransitMinimal Transit
21
BikeSomewhat Bikeable

Schools

5/10
3/10
4/10
New Town High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Exhaust Fan,Self Cleaning Oven,Oven/Range - Gas,Refrigerator,Stainless Steel Appliance(s),Washer,Gas Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Breakfast Area,Built-in Features,Dining Area,Open Floorplan,Kitchen - Gourmet,Kitchen Island,Recessed Lighting,Soaking Tub,Bathroom - Tub Shower,Upgraded Countertops,Walk-In Closet(s),Dry Wall,High Ceilings
  • Flooring: Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,711

Heating & Cooling

  • Heating features: Forced Air,Programmable Thermostat,Natural Gas
  • Cooling features: Central Air,Zoned,Electric

Interior Area

  • Total structure area: 1,711
  • Total interior livable area: 1,711 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04022500019849
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Terrace
  • Exterior features: Play Area,Play Equipment,Sidewalks,Sport Court

Lot

  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Storage,Garage Faces Side,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$116$1,392
Property Taxes $193$2,316
Electricity $281$3,374
Total$2,455$29,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,171/yr
40% on housing$73,650/yr
45% on housing$65,466/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 21117$203
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21117$206
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-02Listed for sale$369,000
2024-11-14Sold$375,000

For Sale by Agent

AgentBob Chew, Samson Properties, Listing Team: The Bob And Ronna Group, Co-Listing Team: The Bob And Ronna Group,Co-Listing Agent: Michael A Thurnes, Samson Properties
BrokerageSamson Properties

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