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2000 SW 31st Terrace Cpe, Coral, FL, 33914

4beds
3baths
2,002sqft
$609,000
$304price/sqft
$4,034/moest. monthly cost
$161,360/yrincome needed

About This Home

Stunning new construction home on a corner lot with a private pool, located in the highly desirable Southwest Cape Coral area. This 4-bedroom, 3-bath residence offers a modern design with luxury finishes, including 24”x48” porcelain tile throughout, soaring 18-foot ceilings with coffered ceiling details in the living room and master suite, and a sleek 65” electric fireplace as a stylish focal point. The kitchen and bathrooms feature high-gloss wood cabinetry and 2” Calacatta White quartz countertops. Additional highlights include an insulated garage door and a smart layout perfect for enjoying the Florida lifestyle.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
Gulf Elementary SchoolGrades PK-50.4 mi
6/10
Gulf Middle SchoolGrades 6-80.6 mi
3/10
Ida S. Baker High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Dishwasher,Electric Cooktop,Ice Maker,Refrigerator,RefrigeratorWithIce Maker
  • Laundry features: Washer Hookup,Dryer Hookup,Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bathtub,Kitchen Island,Living/Dining Room,Separate Shower,Vaulted Ceiling(s),Split Bedrooms
  • Window features: Double Hung,Impact Glass
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,096
  • Total interior livable area: 2,002 sqft

Property

Details

  • Parcel number: 334423C406056.0360
  • Lease amount: 0
  • Zoning description: R1-D

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Open,Porch
  • Exterior features: Fence,Security/High Impact Doors,Outdoor Kitchen
  • Has view: Yes
  • View description: Landscaped,Pool
  • Waterfront features: None

Lot

  • Lot size: 10,846 sqft
  • Features: Corner Lot,Oversized Lot
  • Lot size dimensions: 93 x 128 x 93 x 128

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,079$36,948
Home Insurance *$359$4,308
Property Taxes $395$4,740
Electricity $201$2,417
Total$4,034$48,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,308/yr
40% on housing$121,020/yr
45% on housing$107,573/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$304This listing

vs Other Active Listings

Avg $/sqft

ZIP 33914$365
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33914$253
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$628,900
2026-04-17Price change$633,900
2026-02-28Price change$638,900
2026-01-26Listed for sale$649,500
2026-01-16Listing removed$654,900
2026-01-03Price change$654,900
2025-12-03Price change$659,900
2025-09-13Listed for sale$664,900
2023-06-02Sold$89,900

New Construction

AgentDayami Moreno
BrokerageRP&G Realty Inc

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