See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

16204 SW 27th Terrace Rd, Ocala, FL, 34473

4beds
2baths
1,774sqft
$286,999
$162price/sqft
$1,995/moest. monthly cost
$79,800/yrincome needed

About This Home

“Back on Market – Improved Terms” Charming 4-bedroom home with an open floor plan in a prime Ocala location. We present this beautiful 4-bedroom, 2-bathroom home, situated in one of the city's most sought-after neighborhoods. With a spacious, flowing layout and sophisticated finishes, this home is ideal for families, first-time buyers, or anyone who values ??comfort and convenience in an exceptional location. Upon entering, you'll find a bright and airy living and dining room, perfect for entertaining friends or relaxing with family. The home's focal point is the elegant kitchen, equipped with solid wood cabinetry, stone countertops, and modern appliances. Whether preparing meals for guests or a leisurely meal, this space combines functionality and style. The master bedroom is a true retreat, with a spacious walk-in closet and abundant natural light. The three additional bedrooms offer ample space and built-in closets, ensuring sufficient storage and versatility to accommodate family, visitors, or even a home office. With two full bathrooms, an attached two-car garage, and thoughtful design, this home offers everything you need. Close to renowned schools, local shops, and major thoroughfares, you'll have easy access to the best Ocala has to offer, living in a peaceful and welcoming community. Don't miss the chance to live in a home ready for you, with classic charm and modern amenities. Schedule your visit today! This property comes with a 2-1 rate buydown, reducing the buyer’s interest rate by 2% for the first year of their loan and 1% the second year. Buyer is not obligated to use Matt Weaver of CrossCountry Mortgage to have offer accepted however must use Matt Weaver to receive the buydown. The Matt Weaver Team can issue loan approvals in as little as 5 days and close in 10. Restrictions apply. Matt Weaver NMLS175651

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

3/10
2/10
Dunnellon High SchoolGrades 9-1216.3 mi
2/10
Sunrise Elementary SchoolGrades PK-42.2 mi

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Other

  • Builder model: 1774
  • Builder name: LAKESHORE LIRA INVESTMENTS CORPORATION

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Inside,Laundry Room

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedroom3

  • Features: Built-in Closet
  • Level: First

Bedroom4

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Eating Space In Kitchen,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Wood Cabinets,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,213
  • Total interior livable area: 1,774 sqft

Kitchen

  • Features: Storage Closet
  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 8003040726
  • Zoning: RUR
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Exterior features: Garden,Lighting,Sidewalk

Lot

  • Lot size: 10,019 sqft
  • Features: Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,451$17,412
Home Insurance *$175$2,100
Property Taxes $172$2,064
Electricity $197$2,366
Total$1,995$23,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,400/yr
40% on housing$59,850/yr
45% on housing$53,200/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 34473$158
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34473$169
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$286,999
2026-04-29Price change$288,499
2026-04-08Price change$289,999
2026-01-28Price change$293,999
2026-01-19Price change$294,999
2025-12-29Price change$296,999
2025-10-31Price change$299,999
2025-10-24Price change$309,000
2025-09-25Listed for sale$317,000

New Construction

AgentOsvaldo Junior
BrokerageWRA BUSINESS & REAL ESTATE

Similar Homes