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40 - 42 Arenal Avenue, Stinson Beach, CA, 94970

3beds
2baths
1,031sqft
$1,895,000
$1,838price/sqft
$11,450/moest. monthly cost
$458,000/yrincome needed

About This Home

2 Turn-Key Coastal Vacation Cottages in Town, 1 minute walk to beach! No need to drive once you park 2-5 cars inside the gated, fenced & private, flat lot with Mt. Tam Views. A+ location. The 1914 cottages have been updated without losing historic charm. Find Bosch Dishwashers, Fisher Paykel Refrigerators, gas ranges, on demand gas water heaters, modern electric wall heaters, full size washers/gas dryers, wood floors, propane hookups for bbq's, outdoor showers, and #42 has Softub Spa and Bertazzoni stove. Private Redwood decks with Mt. Tam views for dining and entertaining, and the spacious'Red Shed' stores all the beach toys, wetsuits, surf/boogie boards, bikes, cushions & more. #40 2BR/1BA is listed on vrbo. Applications for Short-Term Rental Licenses are available to new owners. Guests have loved their stays here for 6+ yrs. Read the raving VRBO reviews! #42 is a 1BR/1BA cottage, with private yard and back gate, was owner occupied. Plum & apple trees, hydrangeas, roses, fuchsia, trumpet, honeysuckle, nasturtium and jasmine vines, bulbs, and a majestic Black Walnut Tree provide a garden setting & privacy, to the beach cottages.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

10/10
Tamalpais High SchoolGrades 9-125.9 mi

Construction

Condition

  • Year built: 1914

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Redwood Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Cape Cod,Cottage
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Gas Range,Free-Standing Refrigerator,Gas Water Heater,Microwave,Tankless Water Heater,Washer/Dryer
  • Laundry features: In Unit,Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Unit 1 - Beds: 1,Baths: 1,Square Footage: 423 | Unit 2 - Beds: 4,Baths: 2,Square Footage: 1216 | Unit 3 - Beds: 0,Baths: 0,Square Footage: 1031 | Unit 4 - Beds: 0,Baths: 0,Square Footage: 1031
  • Window features: Dual Pane Partial
  • Flooring: Wood

Heating & Cooling

  • Heating features: Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,031
  • Total interior livable area: 1,031 sqft

Property

Details

  • Parcel number: 19519423
  • Zoning: Stinson Beach Village & Town
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Patio
  • Fencing: Fenced
  • Has view: Yes
  • View description: Hills,Mt Tamalpais,Ridge

Lot

  • Lot size: 5,000 sqft
  • Features: Garden,Private

Parking

  • Total spaces: 2
  • Parking features: Side By Side,Uncovered
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Tsunami
    TsunamiModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Inland Flooding
Landslide
Tsunami
Wildfire

FEMA Declared Disasters in Marin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,582$114,984
Home Insurance *$255$3,060
Property Taxes $1,215$14,580
Electricity $398$4,786
Total$11,450$137,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$392,571/yr
40% on housing$343,500/yr
45% on housing$305,333/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,838This listing

vs Other Active Listings

Avg $/sqft

ZIP 94970$3,627
Marin County$772

vs Homes Sold Last Month

Median $/sqft

ZIP 94970$1,914
Marin County$805

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-10Listed for sale$2,300,000

For Sale by Agent

AgentLinda Saint Amant
BrokerageGolden Gate Sotheby's

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