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162 Southwest Ln, Ocala, FL, 34473

5beds
3baths
2,733sqft
$422,000
$154price/sqft
$2,919/moest. monthly cost
$116,760/yrincome needed

About This Home

Pre-Construction. To be built. Experience the strength and efficiency of commercial-grade cold-formed steel construction in this beautifully designed pre-construction home offering 5 bedrooms, 3 bathrooms, and a metal roof, all situated on a spacious nearly half-acre lot. One of the bedrooms is set as a private mother-in law suite with a private entrance, living space, and a kitchenette. Built for durability and long-term peace of mind, this home combines modern design with practical living spaces perfect for today's lifestyle. The open-concept floor plan features a spacious living area, a well-appointed kitchen, a large laundry room, and thoughtfully designed bedrooms that maximize comfort and functionality. In addition, the home includes a large climate-controlled storage room, providing excellent space for organization, seasonal items, or hobby storage. The separate mother-in-law suite provides flexible living options-ideal for extended family, guests, or potential rental income. Buyers will enjoy the benefits of pre-construction, including the opportunity to personalize finishes and select upgrades to match their style. Steel construction offers enhanced structural integrity, energy efficiency, and reduced maintenance compared to traditional builds. Conveniently located near shopping, dining, and everyday amenities, this home delivers both quality craftsmanship and versatile living in one exceptional package. Secure your new home early and bring your vision to life from the ground up.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
21
BikeSomewhat Bikeable

Schools

3/10
2/10
Dunnellon High SchoolGrades 9-1216.1 mi
2/10
Sunrise Elementary SchoolGrades PK-42.1 mi

Construction

Materials

  • Roof: Metal
  • Construction materials: Stucco Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Oven

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,733 sqft

Property

Details

  • Lease amount: 0

Lot

  • Lot size: 0.47 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,133$25,596
Home Insurance *$258$3,096
Property Taxes $253$3,036
Electricity $275$3,300
Total$2,919$35,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,080/yr
40% on housing$87,570/yr
45% on housing$77,840/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 34473$158
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34473$169
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Price change$422,000
2022-02-24Pending sale$32,000
2021-11-06Listed for sale$32,000

For Sale by Agent

AgentScott Coldwell
BrokerageYOUR HOME SOLD GUARANTEED REALTY

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