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406 Lotus Dr, San Marcos, CA, 92069

3beds
4baths
1,781sqft
$779,000
$437price/sqft
$4,925/moest. monthly cost
$197,000/yrincome needed

About This Home

Brand new, energy-efficient home available ! The first-floor bed with full bath provides comfort for visiting guests or a home office. The open-concept living space is ideal for entertaining, featuring a chef-inspired kitchen with large island, dedicated dining space, and a powder bath for guests. Cielo, in San Marcos, CA, is the place for your carefree SoCal life. Offering stylish townhomes with spacious, open-concept floorplans, chef-inspired kitchens, primary suites with walk-in closets and covered decks. Homeowners will benefit from Cielo's turnkey, move-in ready features such as included Whirlpool® appliances and whole home blinds. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

10/10
Paloma Elementary SchoolGrades K-50.7 mi
5/10
San Marcos Middle SchoolGrades 6-80.9 mi
7/10
Mission Hills High SchoolGrades 9-122.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Concrete,Tile
  • Construction materials: Stucco

Other

  • Builder model: Residence 3
  • Builder name: Meritage Homes

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Built-In Range,ENERGY STAR Qualified Appliances,ENERGY STAR Qualified Water Heater,Electric Range,Electric Water Heater,Water Heater
  • Laundry features: Electric Dryer Hookup,Upper Level

Bathroom

  • Features: Bathroom Exhaust Fan,Tub Shower,Walk-In Shower

Bedroom

  • Features: All Bedrooms Up

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Cooling

  • Cooling features: Central Air,Dual,ENERGY STAR Qualified Equipment,Zoned

Features

  • Breakfast Bar,Balcony,High Ceilings,Recessed Lighting,Wired for Data,All Bedrooms Up,Bedroom on Main Level,Walk-In Closet(s)
  • Door features: ENERGY STAR Qualified Doors
  • Window features: Blinds
  • Flooring: Vinyl
  • Fireplace features: None
  • Common walls with other units/homes: 1 Common Wall

Interior Area

  • Total interior livable area: 1,781 sqft

Kitchen

  • Features: Kitchen Island,Pots & Pan Drawers

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Attached to another structure: Yes
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: Ground
  • Pool features: None
  • Spa features: None
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 2,613 sqft
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 2
  • Parking features: Direct Access,Garage,Garage Door Opener,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Heat Wave

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,939$47,268
Home Insurance *$154$1,848
Property Taxes $434$5,208
Electricity $398$4,786
Total$4,925$59,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,857/yr
40% on housing$147,750/yr
45% on housing$131,333/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$437This listing

vs Other Active Listings

Avg $/sqft

ZIP 92069$445
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92069$518
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$779,000
2026-07-23Price change$779,000
2026-06-03Price change$785,000
2026-06-02Price change$808,600
2026-05-28Listed for sale$806,600
2026-04-25Listing removed$806,600
2026-04-22Listed for sale$806,600
2025-10-24Listing removed$809,600
2025-10-22Listed for sale$809,600

New Construction

AgentShawn Black
BrokerageMeritage Homes of California

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