See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3635 Delta Coves Dr, Bethel Island, CA, 94511

4beds
3baths
2,143sqft
$1,049,990
$490price/sqft
$6,638/moest. monthly cost
$265,520/yrincome needed

About This Home

Views abound from both floors of the Indigo plan. Whether from the upstairs deck, just off of the master suite, the covered outdoor living room, or the numerous windows throughout, you can't miss the beauty of waterfront living. This four-bedroom plan has an optional den for those working from home and the main floor flows effortlessly from the kitchen, to the dining room, to the great room. There is also plenty of storage with the walk-in pantry and under stair closet. Upstairs both bathrooms feature dual sinks and the upstairs laundry room with optional sink means fewer trips up and down stairs.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
Summer Lake ElementaryGrades K-51.8 mi
2/10
5/10
Freedom High SchoolGrades 9-125.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Composition
  • Construction materials: Composition Shingles,Stucco,Vinyl Siding

Other

  • Builder name: Blue Mountain Communities

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Farm House
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Plumbed For Ice Maker,Microwave,Oven
  • Laundry features: Hookups Only

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Counter - Solid Surface,Pantry
  • Window features: Double Pane Windows
  • Flooring: Tile,Vinyl,Carpet
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,143
  • Total interior livable area: 2,143 sqft

Kitchen

  • Features: Breakfast Bar,Counter - Solid Surface,Dishwasher,Disposal,Gas Range/Cooktop,Ice Maker Hookup,Kitchen Island,Microwave,Oven Built-in,Pantry

Property

Details

  • Special condition: Standard
  • Other equipment: Irrigation Equipment

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None,Community,Solar Heat
  • Patio & porch: Covered
  • Exterior features: Dock
  • Fencing: Fenced
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 4,913 sqft
  • Features: Level,Front Yard

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Faces Front,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Drought
Earthquake
Wildfire
Heat Wave

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,309$63,708
Home Insurance *$188$2,256
Property Taxes $682$8,184
Electricity $459$5,514
Total$6,638$79,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$227,588/yr
40% on housing$199,140/yr
45% on housing$177,013/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$490This listing

vs Other Active Listings

Avg $/sqft

ZIP 94511$298
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94511$389
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$1,099,990
2025-12-13Price change$1,149,990
2025-10-26Listed for sale$1,195,990

New Construction Spec

AgentKaylee Patterson
BrokerageBlue Mountain Construction Srvs

Similar Homes