See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

101 Cotts Dr, North Sioux City, SD, 57049

3beds
2baths
0sqft
$74,900
--price/sqft
$635/moest. monthly cost
$25,400/yrincome needed

About This Home

STOP SCROLLING BUY IT for $79,900 with just 10% down Payments around $1,300/month We have in house financing available INCLUDES- Mortgage, Taxes, Insurance, Lot rent and Trash removal 2025 3 bedrooms 2 bathrooms Open-concept living Peaceful park Off street parking

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
9/10
7/10

Construction

Condition

  • Year built: 2025

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Refrigerator,Oven

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Vinyl
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Electric,Hot Water
  • Cooling features: Central

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Open

Property

Details

  • On leased land: Yes
  • Lease amount: 375

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Winter Weather
Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Drought
Heat Wave

FEMA Declared Disasters in Union County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $378$4,536
Home Insurance $42$504
Property Taxes $69$828
Electricity $146$1,755
Total$635$7,620

Income You'd Need if You Spent...

35% on housing$21,771/yr
40% on housing$19,050/yr
45% on housing$16,933/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.4%
7.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 57049$172
Union County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 57049$144
Union County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$74,900
2026-03-02Listing removed$79,900
2025-11-12Listed for sale$79,900

For Sale by Agent

AgentDallas Michels
BrokerageAffordable Housing Acceptance, LLC.

Similar Homes