10190 E Bay Harbor Dr #13, Bay Harbor Islands, FL, 33154
About This Home
Discover Bay Villas, your luxurious retreat in the sought-after Bay Harbor Islands. This exclusive neighborhood is Miami's hidden gem, offering charming, walkable streets, waterfront access, and laid-back elegance. This townhome features 4 bedrooms, 4.5 bathrooms, and 2,738 sq ft of refined interior living across three levels, plus a magnificent rooftop terrace. Highlights Include: Interior Elevator from ground floor to rooftop. Private, 2-car climate-controlled garage. Armony Cucine kitchen with Miele appliance and coffee system. Stone countertops, premium fixtures, and high-end flooring options. Smart home ready with dimmer switches and base security system. Delivery date: Q2 2027.
Getting Around
Somewhat Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Property condition: Under Construction
- New construction: Yes
- Year built: 2027
Materials
- Construction materials: Concrete Block Construction
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Other
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Features
- Elevator
- Flooring: Ceramic Tile,Wood
Heating & Cooling
- Heating features: Other
- Cooling features: Other
Interior Area
- Total structure area: 3,318
- Total interior livable area: 2,738 sqft
Property
Details
- Parcel number: 1322270011255
- Other equipment: Other
Features
- Exterior features: None,Other
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
Parking
- Total spaces: 2
- Parking features: 2 Or More Spaces
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Heat Wave
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Miami-Dade County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $16,610 | $199,320 |
| Home Insurance * | $175 | $2,100 |
| Property Taxes | $2,217 | $26,604 |
| Electricity | $275 | $3,306 |
| Total | $19,277 | $231,324 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-14 | Listed for sale | $3,285,000 |
View on Zillow