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1308 SE 18th St, Ocala, FL, 34471

5beds
3baths
2,906sqft
$439,900
$151price/sqft
$3,628/moest. monthly cost
$145,120/yrincome needed

About This Home

With a great SE location, this 5-bedroom, 3-bath home, is perfectly designed for multi-generational living or visiting guests. The main part of the residence features 3 generously sized bedrooms, including a spacious primary suite and 2 full bathrooms. Separate from the main living, you'll find a private guest or in-law quarters featuring 2 bedrooms, 1 full bathroom, a cozy living area and a small kitchenette, providing privacy and comfort for family or guests. The heart of the home is the fully renovated kitchen (2022), showcasing new cabinetry, a large center island, marble countertops and modern appliances. The open-concept design flows seamlessly into a bright and airy family room. A formal dining room, just off the kitchen, offers plenty of space for entertaining or family gatherings. The family room has sliding glass doors that lead out to a screened-in patio that opens to a fully fenced backyard complete with an inviting in-ground pool. Exterior of home was repainted in 2022, flooring in kitchen family room and dining room was replaced with LVP in 2022 and water heater and HVAC were replaced in 2020. Located just a short stroll from Ritterhoff Park and minutes from shopping, restaurants, downtown amenities, and top medical facilities this home truly offers space, comfort, and convenience.

Getting Around

24
WalkingCar-Dependent
20
TransitMinimal Transit
35
BikeSomewhat Bikeable

Schools

3/10
8/10
Osceola Middle SchoolGrades 6-81.1 mi
5/10
Forest High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 1967

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Cooktop,Dishwasher,Microwave,Range,Refrigerator,Wine Refrigerator
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Open Floorplan,Stone Counters
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Carpet,Luxury Vinyl,Tile
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,310
  • Total interior livable area: 2,906 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 2861004007
  • Zoning: R1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,In Ground
  • Exterior features: Private Mailbox,Rain Gutters
  • Fencing: Chain Link

Lot

  • Lot size: 0.30 Acres
  • Lot size dimensions: 100 x 130

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$508$6,096
Property Taxes $604$7,248
Electricity $292$3,509
Total$3,628$43,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,388/yr
40% on housing$108,840/yr
45% on housing$96,746/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 34471$213
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34471$177
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-01Price change$439,900
2025-07-02Listed for sale$476,584
2020-01-14Sold$246,500
2019-12-13Pending sale$246,500
2019-11-06Price change$246,500
2019-09-24Price change$255,000
2019-06-12Listed for sale$260,000
2016-10-27Sold$239,000
2016-06-05Price change$239,000
2016-04-22Listed for sale$249,000

For Sale by Agent

AgentMary Beth Elliott
BrokerageROBERTS REAL ESTATE INC

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