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1628 SE 29th Ter, Ocala, FL, 34471

5beds
4baths
3,489sqft
$700,000
$201price/sqft
$5,657/moest. monthly cost
$226,280/yrincome needed

About This Home

Welcome to this stunning Victorian-inspired residence, where timeless architectural charm meets modern comfort and thoughtful design. Offering five bedrooms and four full bathrooms, this beautifully renovated home provides exceptional space, flexibility, and functionality—ideal for multigenerational living or those relocating and seeking a move-in-ready lifestyle. Perfectly positioned in a desirable area near the Frank DeLuca YMCA, Publix, parks, shopping, dining, and top-rated schools, the location offers both everyday convenience and a strong sense of community. From the moment you arrive, the inviting wraparound porch sets the tone, overlooking a peaceful private pond and creating the perfect space to unwind. Inside, the home showcases a seamless blend of character and modern upgrades, including high ceilings, a formal living room, and a dedicated dining space designed for both entertaining and daily living. The fully updated kitchen serves as the heart of the home, featuring stone countertops, new cabinetry, updated appliances, and ample space for casual dining. Designed with versatility in mind, the property offers primary suites on both the main level and upstairs, along with laundry rooms on each floor—providing comfort and convenience for extended family, guests, or flexible living arrangements. Dual staircases further enhance accessibility and flow throughout the home. Step outside to your private outdoor retreat, complete with a screened-in pool and generous patio space, ideal for year-round enjoyment. The detached three-car garage and additional parking provide ample room for vehicles, storage, or hobby space, while the covered portico offers added convenience during Florida’s seasonal rains. Recent improvements—including a new roof, HVAC system, pool pump, and garage door opener motors—offer peace of mind for buyers seeking a turnkey property. Combining Victorian-inspired design with modern updates, scenic surroundings, and a highly convenient location, this home presents a rare opportunity for those seeking space, comfort, and long-term livability. A must-see property for buyers looking to relocate or accommodate multigenerational living without compromising style or function.

Getting Around

30
WalkingCar-Dependent
24
TransitMinimal Transit
45
BikeSomewhat Bikeable

Schools

2/10
Fort King Middle SchoolGrades 6-81.7 mi
5/10
Forest High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: HardiPlank Type,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Primary Bedroom Main Floor,PrimaryBedroom Upstairs,Solid Wood Cabinets,Stone Counters,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Luxury Vinyl,Tile
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,080
  • Total interior livable area: 3,489 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 2944002000
  • Zoning: R1
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Gunite,In Ground
  • Patio & porch: Front Porch,Patio,Wrap Around
  • Exterior features: Sidewalk
  • Fencing: Wood
  • Has view: Yes
  • View description: Park/Greenbelt,Water,Pond
  • Has water view: Yes
  • Water view: Water,Pond
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 0.53 Acres
  • Features: Cleared,Corner Lot,Cul-De-Sac,City Lot,Landscaped,Rolling Slope,Sidewalk
  • Lot size dimensions: 137 x 167

Parking

  • Total spaces: 3
  • Parking features: Circular Driveway,Driveway,Guest,Portico
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Strong Wind

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$808$9,696
Property Taxes $959$11,508
Electricity $351$4,213
Total$5,657$67,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,954/yr
40% on housing$169,710/yr
45% on housing$150,853/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 34471$212
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34471$177
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$700,000
2026-02-17Sold$675,000
2025-12-23Listing removed$3,500
2025-12-23Pending sale$709,900
2025-12-12Price change$3,500
2025-12-10Listed for rent$3,250
2025-11-07Price change$709,900
2025-11-06Listing removed$5,000
2025-10-30Price change$5,000
2025-10-29Listed for rent$6,000
2025-10-27Price change$699,900
2025-09-18Listed for sale$715,000
2025-09-08Listing removed$729,900
2025-08-27Price change$729,900
2025-08-20Price change$739,900
2025-08-08Price change$749,900
2025-07-28Listed for sale$759,900
2025-07-28Pending sale$759,900
2025-07-24Listed for sale$759,900
2025-06-10Listing removed$749,900
2025-06-02Price change$749,900
2025-05-30Listed for sale$775,900
2025-05-30Listing removed$799,900
2025-04-28Price change$799,900
2025-04-11Price change$819,990
2025-03-11Listed for sale$845,000
2024-08-14Sold$537,500

For Sale by Agent

AgentAmy Agricola
BrokerageWATERMARK ESTATES INC

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