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3690 SE 56th Ter, Ocala, FL, 34480

4beds
2baths
2,286sqft
$465,000
$203price/sqft
$3,547/moest. monthly cost
$141,880/yrincome needed

About This Home

*NEW ROOF • NEW HVAC • FULLY RENOVATED • MOVE IN READY IN OCALA!* Welcome to this beautifully renovated 4 bedroom, 2 bathroom home with a 2 car garage located in the heart of Ocala. Featuring a brand new roof, new HVAC system, and stylish updates throughout, this turnkey property offers the perfect combination of modern comfort, peace of mind, and everyday functionality — all with NO HOA. Step inside to discover a bright and open floor plan with new flooring, updated lighting, and a seamless layout designed for both relaxing and entertaining. The fully remodeled kitchen is the centerpiece of the home, showcasing new cabinetry, sleek countertops, and updated appliances that blend modern style with practical living. Both bathrooms have been thoughtfully upgraded with contemporary finishes, while the spacious bedrooms provide comfortable retreats with great natural light and ample storage. Outside, enjoy a large backyard with endless possibilities. Perfect for entertaining, pets, gardening, or creating your own outdoor oasis. Conveniently located near shopping, dining, schools, and major roadways, this home is an incredible opportunity for buyers seeking a fully updated, move in ready property in one of Ocala’s growing areas. Whether you're a first time homebuyer, downsizing, or investing, this one checks all the boxes.

Getting Around

26
WalkingCar-Dependent
19
TransitMinimal Transit
41
BikeSomewhat Bikeable

Schools

7/10
8/10
Osceola Middle SchoolGrades 6-85.2 mi
5/10
Forest High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1993

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator
  • Laundry features: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • None
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,155
  • Total interior livable area: 2,286 sqft

Kitchen

  • Features: Kitchen Island,Storage Closet
  • Level: First
  • Area: 210
  • Dimensions: 14x15

Living Room

  • Features: Other,Linen Closet
  • Level: First
  • Area: 456
  • Dimensions: 24x19

Primary Bedroom

  • Features: Other,Walk-In Closet(s)
  • Level: First
  • Area: 299
  • Dimensions: 13x23

Property

Details

  • Parcel number: 2969900308
  • Zoning: R1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Exterior features: None
  • Fencing: Fenced
  • Has view: Yes
  • View description: Pool

Lot

  • Lot size: 0.31 Acres
  • Lot size dimensions: 100 x 135

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$440$5,280
Property Taxes $526$6,312
Electricity $230$2,760
Total$3,547$42,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,611/yr
40% on housing$106,410/yr
45% on housing$94,586/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 34480$216
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34480$173
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$510,000
2026-04-20Listed for sale$529,000
2026-01-26Sold$240,000

For Sale by Agent

AgentDanny Saiz
BrokerageWEALTH HAVEN REALTY

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