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3015 SE 40TH STREET, Ocala, FL, 34480

4beds
3baths
2,594sqft
$485,000
$187price/sqft
$3,772/moest. monthly cost
$150,880/yrincome needed

About This Home

MOTIVATED SELLER!! Camper plug in the back that accommodates a 30 foot trailer very well. Located on a quiet cul-de-sac in the desirable Hawks Landing community, this beautiful family home offers space and charm. With a welcoming front porch perfect for morning coffee, this home blends comfort and functionality in a peaceful setting. Inside, you'll find 4 bedrooms 2.5 baths, granite countertops and many updated features. Roof 2015, Irrigation system 2016, pool with solar heat 2019, water heater replaced in 2018, upstairs A/C 2021, Downstairs A/C refurbished in 2024, septic drain field replaced 2021/2022, dishwasher 2025. Additional features include a 2 car garage and mature landscaping. In the back, RV hook ups.

Getting Around

9
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

3/10
8/10
Osceola Middle SchoolGrades 6-83.3 mi
5/10
Forest High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1995

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range,Refrigerator
  • Laundry features: Inside

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Level: First

Features

  • Ceiling Fan(s),Split Bedroom
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,681
  • Total interior livable area: 2,594 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second

Property

Details

  • Parcel number: 3129000203
  • Zoning: R1
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Solar Heat
  • Exterior features: Balcony,Irrigation System

Lot

  • Lot size: 0.30 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$459$5,508
Property Taxes $600$7,200
Electricity $261$3,132
Total$3,772$45,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,325/yr
40% on housing$113,160/yr
45% on housing$100,586/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 34480$217
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34480$173
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$485,000
2026-07-01Price change$497,000
2026-05-26Listed for sale$512,000
2015-12-03Sold$231,600
2015-09-19Pending sale$239,000
2015-09-10Price change$239,000
2015-08-18Price change$249,000
2015-07-09Price change$242,500
2015-06-18Price change$244,500
2015-06-17Price change$244,900
2015-05-05Price change$190,000
2015-04-28Listed for sale$245,000
2015-04-20Sold$160,000
2015-03-27Price change$190,000
2015-03-19Price change$176,000
2015-01-29Price change$190,000
2015-01-23Price change$183,000
2015-01-16Price change$225,000
2014-11-14Price change$190,000
2014-09-19Listed for sale$209,000
2014-08-01Listing removed$225,000
2014-04-23Listed for sale$225,000
2014-02-14Sold$131,100
2009-03-05Sold$240,000
2008-08-09Listing removed$259,900
2008-06-07Price change$259,900
2008-03-18Price change$289,000
2007-12-30Listed for sale$299,000
2003-07-16Sold$166,000

For Sale by Agent

AgentLiz Mitchell
BrokerageJASON MITCHELL REAL ESTATE FLO

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