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3585 SE 55th Ct, Ocala, FL, 34480

4beds
2baths
2,084sqft
$374,900
$180price/sqft
$3,015/moest. monthly cost
$120,600/yrincome needed

About This Home

Welcome to this well-maintained home in the desirable community of Ocala with no HOA. Enjoy the freedom to bring your boats, trailers, or work vehicles with no restrictive association rules or fees. Step inside to a bright and open layout featuring spacious living areas, perfect for both everyday living and entertaining. The kitchen offers ample cabinet space and flows seamlessly into the main living and dining areas. Step outside to your own private retreat featuring a screened-in pool, ideal for relaxing, hosting guests, or enjoying Florida living year-round. The backyard provides additional space for pets, play, or future customization. Conveniently located near shopping, dining, schools, and major roadways, this home offers the perfect balance of privacy and accessibility. Whether you’re a first-time buyer, downsizing, or looking for a property with flexibility and no HOA restrictions, this is a must-see!

Getting Around

28
WalkingCar-Dependent
19
TransitMinimal Transit
39
BikeSomewhat Bikeable

Schools

7/10
8/10
Osceola Middle SchoolGrades 6-85.1 mi
5/10
Forest High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Ceilings,Thermostat
  • Window features: Skylight(s)
  • Flooring: Tile

Great Room

  • Features: No Closet
  • Level: First
  • Area: 100
  • Dimensions: 10x10

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,084
  • Total interior livable area: 2,084 sqft

Kitchen

  • Features: No Closet
  • Level: First
  • Area: 100
  • Dimensions: 10x10

Living Room

  • Features: No Closet
  • Level: First
  • Area: 100
  • Dimensions: 10x10

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 100
  • Dimensions: 10x10

Property

Details

  • Parcel number: 2969900415
  • Zoning: R1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Exterior features: None

Lot

  • Lot size: 0.31 Acres
  • Lot size dimensions: 100 x 135

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance *$355$4,260
Property Taxes $556$6,672
Electricity $209$2,516
Total$3,015$36,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,371/yr
40% on housing$90,450/yr
45% on housing$80,400/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 34480$217
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34480$173
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$399,900
2018-05-11Listing removed$222,900
2018-04-09Listed for sale$222,900
1993-11-01Sold$119,700

For Sale by Agent

AgentAlex Hammond
BrokerageDALTON WADE INC

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