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3884 SE 45th Pl, Ocala, FL, 34480

3beds
2baths
1,680sqft
$299,900
$179price/sqft
$2,473/moest. monthly cost
$98,920/yrincome needed

About This Home

Welcome to this beautifully updated 3-bedroom, 2-bath single-family home with no HOA, offering both comfort and flexibility. The spacious front and backyard have been thoughtfully maintained and enhanced, creating the perfect setting for outdoor living and entertaining. Inside, brand-new luxury vinyl plank flooring runs throughout the home, delivering a clean, modern, and durable finish. The upgraded kitchen features bright white shaker cabinets and brand-new appliances, making it fully ready for everyday cooking and hosting. Both bathrooms have been refreshed with new vanities, sleek countertops, and stylish shower fixtures. Additional upgrades include new light fixtures in every room and new blinds on all windows, completing the home’s fresh, move-in-ready appeal. With quality updates throughout and the freedom of no HOA, this home is a perfect blend of style, comfort, and convenience—don’t miss the opportunity to make it yours.

Getting Around

1
WalkingCar-Dependent
10
TransitMinimal Transit
27
BikeSomewhat Bikeable

Schools

6/10
8/10
Osceola Middle SchoolGrades 6-84.2 mi
5/10
Forest High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Range Hood
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bathroom2

  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedroom3

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First

Features

  • Ceiling Fan(s)
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,484
  • Total interior livable area: 1,680 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 3135004009
  • Zoning: R1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other

Lot

  • Lot size: 0.31 Acres
  • Lot size dimensions: 100 x 135

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$284$3,408
Property Taxes $476$5,712
Electricity $197$2,366
Total$2,473$29,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,788/yr
40% on housing$74,190/yr
45% on housing$65,946/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 34480$217
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34480$173
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$299,900
2026-04-22Price change$302,900
2026-04-02Price change$303,900
2026-02-25Listed for sale$304,900
2026-02-02Pending sale$304,900
2026-01-13Listed for sale$304,900
2026-01-12Pending sale$304,900
2026-01-08Listed for sale$304,900
2025-12-02Listing removed$309,900
2025-11-12Price change$309,900
2025-10-23Price change$313,900
2025-10-14Price change$314,900
2025-09-18Listed for sale$319,900
2025-07-22Sold$211,000

For Sale by Agent

AgentAriel Senderowsky
BrokerageREALTY HUB

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