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2454 MORGANZA Way, Green Cove Springs, FL, 32043

5beds
4baths
3,026sqft
$469,980
$155price/sqft
$3,306/moest. monthly cost
$132,240/yrincome needed

About This Home

MOVE IN READY! Discover the elegant 5 bed, 3.5 bath -Trinidad II. This thoughtful floorplan features open-concept layout with a grand foyer with soaring ceilings and a spacious owner's suite with private access to the extended screened lanai. The kitchen shines with quartz countertops, island, 42'' staggered cabinets, a double oven, and a walk-in pantry. Light-filled staircase leads to a versatile loft and four additional bedrooms upstairs. Oversized laundry room includes a walk-in closet for extra storage. Enjoy 9' ceilings, 8' doors, wood-inspired LVP flooring, premium carpet, tiled showers, and Everything's Included Royal Collection of features. All detail is included, window blinds, sprinkler syst, energy-efficient features, and internet with HOA. NO CDD FEES. Green Cove Springs offers a unique blend of history and natural beauty. (Conditions may apply)

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Rideout Elementary SchoolGrades PK-61.8 mi
7/10
5/10
Clay High SchoolGrades PK,9-127.7 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement,Frame

Other

  • Builder name: Lennar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Double Oven,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Ice Maker,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bathroom3

  • Level: Second

Bedroom2

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Breakfast Bar,Breakfast Nook,Entrance Foyer,Jack and Jill Bath,Kitchen Island,Pantry,Primary Bathroom - Shower No Tub,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Carpet,Tile

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,026 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Loft

  • Level: Second

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 10052500933901522

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Porch,Screened

Lot

  • Lot size: 6,098 sqft
  • Features: Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$325$3,900
Property Taxes $301$3,612
Electricity $304$3,654
Total$3,306$39,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,348/yr
40% on housing$99,180/yr
45% on housing$88,160/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 32043$198
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32043$182
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Pending sale$495,480
2026-02-17Price change$495,480
2026-01-08Listed for sale$505,480

New Construction Spec

AgentJENNIFER RICHELLE SMART
BrokerageLENNAR REALTY INC

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