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1530 Miracle Strip Pkwy SE #205B, Fort Walton Beach, FL, 32548

1beds
1baths
866sqft
$279,000
$322price/sqft
$2,056/moest. monthly cost
$82,240/yrincome needed

About This Home

Experience the charm of coastal living at Seaspray with this inviting 1-bedroom, 1-bath condominium located on the desirable west side of the complex. Thoughtfully designed with an open layout, this residence offers comfortable space for family and guests, featuring a spacious upstairs bedroom and additional sleeping accommodations with a downstairs sleeper sofa. The large ground-floor patio opens directly to Seaspray's expansive green space, creating an ideal setting for outdoor relaxation, games, and gathering after a day at the beach. Residents and guests enjoy a variety of community amenities including a pool, fitness center, sauna, laundry facilities, community room, grilling area, shuffleboard, open recreational lawn space, and a playground area. Seaspray is known for its private beach access and wide stretch of sugar-white sand, offering an exceptional opportunity to enjoy the coastal lifestyle along the Gulf. Whether you are seeking a personal beach retreat, vacation getaway, or investment opportunity, this condo offers the perfect place to relax and make lasting beach memories.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 1970

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Laundry features: Common Area

Bedroom

  • Level: Second
  • Area: 168
  • Dimensions: 14 x 12

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Pantry

Interior Area

  • Total structure area: 866
  • Total interior livable area: 866 sqft

Kitchen

  • Level: First
  • Area: 120
  • Dimensions: 12 x 10

Living Room

  • Level: First
  • Area: 247
  • Dimensions: 19 x 13

Property

Details

  • Parcel number: 002S243089205B0000
  • Zoning description: Resid Multi-Family

Features

  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Covered
  • Exterior features: Outdoor Grill,Balcony,Sauna/Steam
  • Fencing: Full

Lot

  • Lot size: 9.02 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tornado
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$131$1,572
Property Taxes $318$3,816
Electricity $197$2,366
Total$2,056$24,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,491/yr
40% on housing$61,680/yr
45% on housing$54,826/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$322This listing

vs Other Active Listings

Avg $/sqft

ZIP 32548$261
Okaloosa County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 32548$220
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$279,000
2026-05-14Listed for sale$290,000
2025-10-01Listing removed$285,000
2025-06-11Price change$285,000
2025-03-24Listed for sale$300,000

For Sale by Agent

AgentKatelyn R Crowe
BrokerageThe Premier Property Group Seacrest Office

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